Kids of Same-Sex Parents Benefit From Supreme Court Ruling

On June 26, 2015, the Supreme Court of the United States revealed their decision on the same-sex marriage case that had reached their court. The case was called Obergefell v Hodges. In short, the Justices of the Supreme Court ruled that marriage equality is the law of the land. Kids of same-sex parents benefit from this decision in so many important ways. The Supreme Court, in a 5-4 vote, ruled that the Fourteenth Amendment requires states to license marriage between two people of the same sex. They also ruled the the Fourteenth Amendment requires states to recognize a same sex … Continue reading

Keep Your New Year’s Resolutions and Save on Insurance

What was your New Year’s resolution for 2013? The popular ones include losing weight, quitting smoking, and saving money. You might be struggling to keep that promise to yourself right now. Hang in there! Keeping some types of New Year’s Resolutions could save you some money on your insurance premiums. No matter what your insurance premiums cost, you probably would be happy if they were lower. This is true for auto insurance, life insurance, and health insurance. Fortunately, there might be a few ways to convince your insurer that they should lower your rate, or, at the very least, not … Continue reading

Five Ways to Get the Best Insurance Rates

Even in the worst of times, it usually does not make sense to cut back on insurance. You never know when a disaster might hit. Being properly insured can save you from disaster. When money is tight, it is better to reduce the cost of insurance rather than eliminate it. Try the following five ways to get the best insurance rates and reduce your cost. 1. Buy all of your policies in the same place Most insurers will give you discounts when you buy multiple policies with them and may even offer bundled plans. Start by insuring your cars and … Continue reading

The Affordable Care Act is Here to Stay

President Obama has been elected to a second term, and the Affordable Care Act is here to stay. This is wonderful news for all Americans! The ACA has already provided benefits that many families have experienced. Those will continue, and more are coming up between now and 2014. The Affordable Care Act was signed in 2010. The Supreme Court ruled, in June of 2012, that the Affordable Care Act will stand and will continue. As you are probably aware, the Republican party platform for the 2012 election emphasized their interest in repealing the Affordable Care Act. President Obama won the … Continue reading

Medicaid in Three States, and Paul Ryan’s Harmful Plan

It is time for a Week in Review for the Insurance Blog. This is a great way to “ketchup” on whatever blogs you might have missed. This time, I have information about the Medicaid program in three states, details on Paul Ryan’s harmful plan, and more. These blogs went up between August 26, 2012, and September 1, 2012. Information About Medicaid in Iowa This week, I continued my series about the Medicaid programs in different states. Here is some information about Medicaid in Iowa. Missouri Has a Medicaid Program With Many Divisions The Medicaid program in Missouri is called MO … Continue reading

Affording Life Insurance

While no one really wants to think about life insurance, if you have a family it is an important to have it in place. Life insurance can pay for final expenses, as well as leave your loved ones in solid financial shape. Even non-working parents should carry life insurance, since the death of a stay-at-home parent means that the remaining spouse may have to incur new expenses related to child care. Should both parents become deceased, life insurance money can ensure their children’s future. The bottom line, is that your family cannot afford to be without life insurance. So how … Continue reading

A New Way to Find Insurance

Soon, you might be looking for a new insurance policy in places that you never have before. The number of domain names has been expanded. Several new ones have been designed for use by insurance companies. This might give you some brand new options for the next time you are looking for insurance coverage. Where do you go when you are trying to find an insurance plan? Some people get health insurance from their employer, and have no need to look elsewhere. The rest of us might look for health insurance with the insurer that we have a homeowners policy … Continue reading

Have You Considered Shared-Care Insurance?

It is reasonable to expect that you, and your spouse, will need long-term care insurance. That type of insurance can be more expensive than what many couples can afford. Instead, you might consider shared-care insurance. It provides expanded coverage and is more affordable. Long-term care insurance is designed to cover the cost of the type of care someone will need after her or she can no longer preform everyday tasks. It is to help pay for the medical care, and day to day care, a person needs when he or she has a chronic illness, debilitating injury, unrecoverable disability, or … Continue reading

Protest in Chicago Over Birth Control Mandate

The battle over birth control coverage continues. Over 500 people attended a protest in Chicago about the federal requirement that employer sponsored health plans must cover birth control. Unsurprisingly, the majority of the crowd of protesters were Catholic. There are two sides to this ongoing battle. On one side, is the federal government, who want women to be able to have access to birth control. The government recognizes that birth control is an important part of preventative care for women. As such, the requirement says that all employer sponsored health insurance plans must include coverage for contraception, without cost to … Continue reading

Insurance Blog Week in Review – June 3-9, 2012

Every week, the Insurance Blog Week in Review gives you a quick and easy way to “ketchup” on all the blogs that appeared here in the past week. There can be anywhere between twelve and fourteen blogs that go up. What did you miss? What You Could Lose if the Supreme Court Overturns ACA The Supreme Court is going to reveal its ruling regarding the court case about the Affordable Care Act. Here is a quick list of some of the things you will lose if the Supreme Court overturns the ACA. The Insurance Podcast Roundup went up on June … Continue reading