Young Adults Have Insurance and Medical Debt

One of the great things that the Affordable Care Act has put in place is the ability for young adults to be covered under their parent’s health insurance plans. This is one of the most popular parts of the ACA. The coverage is helping, but, many young adults are still struggling with medical bills not covered by their insurers. On September 23, 2010, the Affordable Care Act required health insurance companies to provide coverage for young adults who are under the age of 26 on their parent’s health insurance plans. Previous to this regulation, insurers were able to drop coverage … Continue reading

Employers Now Charge Per Participant for Health Plans

There are health reform laws in place that allow young adults to stay covered by their parent’s health plans until they reach age 26. Employers have started charging more on the cost of premiums for parents who include their adult children. It seems that employers have finally found a way to push that cost right back onto their employees. In September of 2010, a portion of the Affordable Care Act went into affect that was designed to provide health insurance coverage for young adults who were between the ages of 18 and 26. They could now be covered under their … Continue reading

A Brief History of “Pox Parties”

There seems to be a trend going on involving “Pox Parties”. In short, the purpose of these parties is to intentionally get a child exposed to chicken pox. Did you know that your health insurance covers the cost of the vaccine that protects children from this disease? What is a “Pox Party”? This is the term used when parents intentionally expose their healthy children to the chicken pox virus. In the past, this was generally done by bringing children over to the home of a child who currently has the chicken pox. Typically, the “Pox Party” would include family members, … Continue reading

Around One Million Young Adults Got Health Insurance

Government statistics show that the Affordable Care Act has helped almost one million young adults to be covered by health insurance. Previous to the health care reform, the majority of young adults were going without any form of health insurance. Having health insurance opens up more options about how these young adults make choices about employment. As of September 23, 2010, young adults who were between the ages of 18 and 26 were able to be covered by their parent’s health insurance policies. Previous to this law, insurance companies would only allow parents to use their policies to cover children … Continue reading

Dentists Want Anesthesia For Special Needs Patients Covered

Visiting the dentist can be an intimidating experience for children, and also for adults, whether or not the person has a special need. Some dentists have noticed that it is very difficult to treat patients who have special needs. They are asking insurers to cover the costs of using anesthesia when these patients visit the dentist. A group of dentists in Pennsylvania are asking for something rather unusual, and a bit controversial. They want a state mandate to require all health insurance companies to cover the entire cost of using general anesthesia for a specific group of patients. The dentists … Continue reading

Do You Pay for Your Adult Child’s Health Insurance?

One of the changes that came from the Affordable Care Act benefited young adults. For the first time, people who were between the ages of 18 and 26 could be covered by their parent’s health insurance. However, many parents are finding that they don’t want to, or cannot afford to, pay for the extra cost that covering their adult child adds to their insurance premiums. There was a survey done by eHealthInsurance. The company is an online seller of individual health insurance policies, through 180 different insurance companies. The survey shows that parents are not very enthused about the idea … Continue reading

What Kinds of Insurance Do New Graduates Need?

Young adults who have just graduated from college are transitioning from being a student, to joining the rest of the adults in “the real world”. One of the first things new graduates need to do is make sure that they are properly covered by certain kinds of insurance. Yes, insurance premiums can be pricey, but life can get a lot more expensive for those who have no protection from insurance. Where are you going to be living? If you are renting an apartment, then you are going to need renters insurance. This type of insurance policy is designed to replace … Continue reading

Health Insurance Options For Young Adults

Right now, young people who are between the ages of 18 and 26 have more opportunities to get health insurance than ever before. This wide array of possibilities might make it difficult for you to figure out what your best choice would be. There are both advantages and disadvantages that are connected with each type of health insurance. The more you understand about each option, the better you will be able to find one that is right for you. A practical way to avoid getting in over your head from medical bills is to get a health insurance policy. Fortunately, … Continue reading

New Graduates Can Be Covered By Parent’s Health Insurance

In the next few weeks, there will be a lot of college graduation ceremonies taking place. This is the first group of graduates who will be finishing school since the Affordable Care Act required health insurance companies to cover people who are between the ages of 19 and 26 under their parent’s health insurance plan. This is going to make a big difference. The part of the Affordable Care Act that is going to be the most beneficial to new graduates is the part that was made into law in September of 2010. From that point on, insurance companies were … Continue reading

Things To Look For In Student Health Insurance

If you are a parent of a college student, (who is under the age of 26), you have a choice. You can have your child covered under your health insurance plan. This, of course, assumes that your current health insurance policy allows you to include your child under your coverage. It also assumes that you actually have a health insurance policy. Or, you can have your child covered under the Student Health Insurance that comes from their university. Take a close look at these policies before you make a decision about which one to go with. Another option, of course, … Continue reading