How Pets Help Our Health

It’s something I grew up thinking, and I don’t even remember where I first heard the idea: pets improve your health. They’re especially good for the elderly or others living alone. Pets give you someone to care about and look after, bringing additional purpose and companionship to your life. Some recent medical studies, however, indicate that owning pets might have a more direct effect on our health. The Centers for Disease Control and Prevention claim that pet ownership can decrease our blood pressure, cholesterol, and triglyceride. Their studies also indicate that rates of stress, loneliness, and depression are lower among … Continue reading

What’s On Your Life Insurance Annual Policy Statement?

A life insurance policy can provide your family with some financial protection that will help them to continue paying the bills after you have passed away. You can learn some very important things about your life insurance policy by reading over your annual notice of policy status. You might think of it as the “Cliff’s Notes” version of your life insurance policy. Most people don’t like to think about life insurance because you cannot do it without acknowledging that you, and your spouse, are going to someday pass away. While it can be uncomfortable to consider this serious topic, it … Continue reading

Lack of Insurance Closes Pharmacies

We hear a lot about the problems faced by people who are unable to find affordable health insurance. What isn’t being talked about is how those problems affect pharmacies. In small towns, pharmacies are closing because not enough people can afford to pick up their medications there, due to lack of health insurance. How often do you go to your local pharmacy? If you are a fairly healthy person, then you might not go there too often. After all, you can pick up things like kleenex, feminine products, and over the counter medications in most grocery stores. You don’t specifically … Continue reading

Insurance Blog Week in Review – May 27 – June 2, 2012

The Insurance Blog Week in Review provides you with a quick and easy way to “ketchup” on all the blogs that appeared here in the past week. There can be anywhere between twelve and fourteen different blogs that go up. What did you miss? Lloyd’s of London Denied Coverage for Bill Paxton The insurer that is well known for approving of all kinds of strange insurance policies denied a request made by Bill Paxton for life insurance. CalPERS Will Offer Coverage for Same-Sex Couples The California retirement fund for state employees will now be able to offer long-term care insurance … Continue reading

Ways That Sleep Apnea Affects Insurance

Sleep apnea is a serious health condition that can cause a person to snore, loudly, every night. It is easy to see how sleep apnea can affect a person’s spouse. The condition can also affect a person’s health insurance, life insurance, and auto insurance premiums. Sleep apnea is a type of breathing disorder that doctors have become more aware of in the past few years. The disorder causes a person to repeatedly stop breathing while he or she is sleeping. This can cause the brain, and the rest of the body, to be unable to get enough oxygen. The most … Continue reading

Disability Income Insurance Can Protect Your Family

Your paycheck is very important! Your family depends on it in order to pay bills, buy groceries, and have a comfortable life. If you, or your spouse, suddenly became unable to work, how would your family survive? One thing that can help is disability income insurance coverage. Did you know that May is Disability Insurance Awareness Month? Now is a good time to learn more about a type of insurance that many people know very little about. There are two types of disability insurance. One comes from the federal government, and the other is something that you can purchase through … Continue reading

Insurance Blog Week in Review – May 6 -12, 2012

Once a week, the Insurance Blog Week in Review gives you a brief description about everything that hit the blog in the past seven days. There could be anywhere between twelve and fourteen different blogs appearing in that amount of time. What did you miss? Here is your chance to “ketchup”. Oregon has Insurance for Growers of Medical Marijuana It is similar to a crop insurance policy. This specialty type of insurance is to provide some protection for people who are growing marijuana that is going to be used for medical purposes. It provides some finances to help if the … Continue reading

Insurance Blog Week in Review – Week of February 5-11, 2012

The Insurance Blog Week in Review gives you an easy way to “ketchup” on all the blogs that were posted this week. In a given week, there can be anywhere from twelve to fourteen different articles that appear on the Insurance Blog. Lately, news about insurance is intertwined with politics. This definitely makes things interesting! The Insurance Podcast Roundup for the week went up on February 6, 2012. Federal Government Says No to California’s Medi-Cal Co-Pays Governor Jerry Brown made a plan that required the low-income people who use Medi-Cal to pay a co-pay before they could be seen by … Continue reading

Gaps in Health Insurance Coverage Halt Preventative Care

Many of us have experienced a time when we were “between” coverage for health insurance. The prevailing assumption is that people can “catch up” on the health care they missed once their new insurance policy kicks in. A new study shows that this belief is not a realistic one. There are plenty of reasons why a person can fall into a gap between having health insurance coverage. The majority of people who can afford health insurance are getting it through their employer. If you change jobs, then you lose your health insurance. You might not be able to get coverage … Continue reading

How Insurers See Santa Claus

On Christmas Eve, there will be lots of children who are excitedly awaiting the arrival of Santa Claus. Kids tend to think of Santa as magical, and generous, and an all around nice person. Insurers, however, don’t see Santa in quite so positive a light. Instead, they see risk. Christmas Eve is, undoubtedly, Santa’s big night. This is the one night a year when he will carry a huge bag, stuffed with heavy presents, for hours at a time. He will walk on ice covered roofs, and slide down snug, (and dirt encrusted), chimneys. All of this is in an … Continue reading