Search Results for: blog what to expect from health care reform in 2012

Florida Health Choices and the Affordable Care Act

Florida has been working on a health insurance marketplace called Florida Health Choices. It does not comply with the requirements set in place for insurance exchanges by the Affordable Care Act. What does this mean for the Florida program? According to the Kaiser Family Foundation Health Reform Source, Florida started working on an initiative called Florida Health Choices in 2008. When completed, it will be a web portal that individuals, and small businesses, can use to find health insurance coverage in Florida. Florida started beta testing the web portal in September of 2012. Florida Health Choices has some similarities to … Continue reading →

You Won’t Lose Your Health Insurance

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Certain politicians are saying that the Affordable Care Act is going to cause you to lose your health insurance. What a frightening thought! Fortunately, it simply isn’t true. In this blog, I will explain why the Affordable Care Act is not going to make you lose your current health insurance coverage. The difference between having health insurance coverage and being uninsured is huge! Those who have health insurance can afford to get preventative care, can see a doctor when they get sick, and can expect their health insurance company to help them pay for at least part of a hospital … Continue reading →

California Replicates Health Care Reform Laws

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Sometime soon, we will hear what the Supreme Court decides in regards to the Affordable Care Act. Will it be repealed? Will it be upheld? As the nation holds it collective breath, wondering how this decision will affect their health insurance policies, California has been working on replicating the Affordable Care Act in its state laws. I moved from Illinois to California in 2005. For the most part, I’ve been really happy with how things have worked out. I don’t have to worry about waking up early to thaw out my car, and knock all the snow off of it, … Continue reading →

Have You Considered Shared-Care Insurance?

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It is reasonable to expect that you, and your spouse, will need long-term care insurance. That type of insurance can be more expensive than what many couples can afford. Instead, you might consider shared-care insurance. It provides expanded coverage and is more affordable. Long-term care insurance is designed to cover the cost of the type of care someone will need after her or she can no longer preform everyday tasks. It is to help pay for the medical care, and day to day care, a person needs when he or she has a chronic illness, debilitating injury, unrecoverable disability, or … Continue reading →

More Good News From My Health Insurance Company

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Today, I unexpectedly got a letter from my health insurance company. It wasn’t a bill, and it wasn’t a letter telling me that they were going to increase my premiums, or drop my coverage. Instead, it was filled with good news about things that will soon be covered by my health insurance policy. I’ve only had my health insurance plan for a couple of months. I haven’t actually had a reason to use it, yet. Fortunately, I haven’t gotten into any serious accidents, and have been relatively healthy. The only problems I’ve been having are allergy related and I find … Continue reading →

Insurance Blog Week in Review – April 1-7, 2012

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The Insurance Blog Week in Review brings you a quick and easy way to “ketchup” on everything that hit the blog in the past week. There are always somewhere between 12 and 14 blogs that appear here, and it is easy to accidentally miss something that you wanted to read. What did you miss this week? What Do Insurance Brokers Do? This blog will clear up any confusion you might have about what insurance brokers do, how they get paid, and how they are connected to insurance companies. The Insurance Podcast Roundup went up on April 2, 2012. This week, … Continue reading →

Will You Be Getting a Health Insurance Rebate?

This year, many Americans are going to be getting a rebate from their health insurance companies. It will come from the insurers who failed to meet the requirements of the medical loss ratio. This is the first time since that law was passed that rebates will be issued. Will your insurance company be sending you a rebate? The medical loss ration, or MLR, went into affect in 2011. This is a health insurance reform law that is designed to help consumers, (not health insurance companies). The MLR was created in order to prevent insurance companies from spending the majority of … Continue reading →

Insurance Blog Week in Review – Week of February 5-11, 2012

The Insurance Blog Week in Review gives you an easy way to “ketchup” on all the blogs that were posted this week. In a given week, there can be anywhere from twelve to fourteen different articles that appear on the Insurance Blog. Lately, news about insurance is intertwined with politics. This definitely makes things interesting! The Insurance Podcast Roundup for the week went up on February 6, 2012. Federal Government Says No to California’s Medi-Cal Co-Pays Governor Jerry Brown made a plan that required the low-income people who use Medi-Cal to pay a co-pay before they could be seen by … Continue reading →

Insurance Blog Week in Review – January 1-7, 2012

Things move pretty quickly on the Insurance Blog. There is the potential that you may have missed something that you would have liked to read. The Insurance Blog Week in Review is designed to give you a quick view of everything that was added there this week. It is an easy way to catch up! Americans With Health Insurance are Less Likely to Smoke A Gallup poll finds that Americans who have health insurance coverage are more likely to have healthier habits and are less likely to smoke than are Americans who don’t have health insurance. But, why is this … Continue reading →

What to Expect From Health Care Reform in 2012

When people talk about health reform, they are usually talking about the changes that come from the Affordable Care Act. The entire series of health reform laws will not be completed until 2014. What can you expect to see change this year? The best way to find out about the changes to health care reform that will happen this year is to visit the Healthcare.gov website. They have a timeline that shows you what is coming up this year, and in the next few years, with the Affordable Care Act. As of January 1, 2012, a new law has gone … Continue reading →