Search Results for: blog what to do when you are involved in an auto accident part 1

Keep Your New Year’s Resolutions and Save on Insurance

What was your New Year’s resolution for 2013? The popular ones include losing weight, quitting smoking, and saving money. You might be struggling to keep that promise to yourself right now. Hang in there! Keeping some types of New Year’s Resolutions could save you some money on your insurance premiums. No matter what your insurance premiums cost, you probably would be happy if they were lower. This is true for auto insurance, life insurance, and health insurance. Fortunately, there might be a few ways to convince your insurer that they should lower your rate, or, at the very least, not … Continue reading →

Allstate Insurance has Safe Winter Driving Tips

Were you “dreaming of a white Christmas”? Now that the holiday is over, and you have to start driving back and forth to work every day again, all that snow and ice doesn’t look quite so inviting. Allstate Insurance has some safe Winter driving tips for you. Their advice could help you avoid an accident and an auto insurance claim. Winter weather is serious! How extreme the weather will get depends on where you live. In California, I’m most likely to be dealing with a bit of rain. In many other parts of the country, however, people can expect to … Continue reading →

You Can’t File a Claim on a Fictitious Cat

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I am going to share a bit of common sense that most people can easily surmise. You cannot file an insurance claim on a cat that does not actually exist. It seems that a man in Tacoma, Washington, failed to grasp this concept. He is now facing charges of insurance fraud. It is perfectly acceptable to file a pet insurance claim when your dog or cat requires health care. Auto insurance policies will cover the cost of the medical bills of the passengers who were injured during an accident. Some car insurance policies are starting to provide coverage for the … Continue reading →

“Alighting” is Not the Same as “Exiting” in Michigan

A woman in Michigan falls while putting items into her car, and becomes injured. Michigan has no-fault auto insurance, so the woman was paid for her injuries. Her insurer appealed that case. The Michigan Supreme Court has decided that she shouldn’t have been paid for her injuries after all, due to the way the judges understand the definitions of specific words in the policy. It started with a fall. Mona Lisa Frazier was in the parking lot of her condominium, and on her way to work. Before leaving, she put some items into her truck. She slipped while closing the … Continue reading →

Hosts of Holiday Parties Tend to Ignore Safety Issues

Will you be having a holiday party in your home this year? Don’t forget some common sense safety concerns. Being aware of potential safety issues is a good way to avoid having to contact your insurance company to file a claim when the party is over. A poll was done by MetLife Auto & Home Safety Pulse. The poll asked people questions about safety issues that can arise during a holiday party that takes place in one’s home. It turns out that there are plenty of hosts who ignore some important safety concerns. Failure to take some common sense precautionary … Continue reading →

Crazy Car Insurance Claims

In general, car insurance claims are filed after a person is involved in a vehicular accident. It could be from one that you caused, or that was caused by “the other guy”. Once in a while, you hear about some really crazy sounding auto insurance claims. It makes me wonder what these people were thinking. Not everyone has a good understanding about what their auto insurance policy will, and will not, cover. For some reason, this is one type of insurance that people tend to make assumptions about. Typically, they tend to expect that their assumptions are precisely what their … Continue reading →

Car Insurance – True or False? – Round Two

How much do you really know about car insurance? This is one of those subjects that can end up costing you a lot of money if you cannot discern the truth from the myths. Do you think you can pick out the facts from the fiction about car insurance? Earlier this year, I wrote a blog that emphasized some of the misinformation about car insurance that tends to travel around the internet. Some of these pieces of incorrect information have been repeated so often that they are starting to almost sound like facts. How much do you know about auto … Continue reading →

Car Sharing and Your Auto Insurance Policy

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Companies in several states have started working with a brand new idea. Car sharing is a convenient service that allows you to borrow someone else’s car for a limited amount of time. Would you be willing to share your car? How would that affect your auto insurance policy? It seems that having access to a car, and being able to hold a job, are intrinsically entwined in the United States. Very few people live close enough to their place of employment to be able to walk there. The majority of Americans need to drive their car in order to get … Continue reading →

What Kinds of Insurance Do New Graduates Need?

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Young adults who have just graduated from college are transitioning from being a student, to joining the rest of the adults in “the real world”. One of the first things new graduates need to do is make sure that they are properly covered by certain kinds of insurance. Yes, insurance premiums can be pricey, but life can get a lot more expensive for those who have no protection from insurance. Where are you going to be living? If you are renting an apartment, then you are going to need renters insurance. This type of insurance policy is designed to replace … Continue reading →

GMAC Study Reveals Unfit Drivers

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A study done by GMAC Insurance reveals that almost one out of every five American drivers is unfit. This means that for every five vehicles on the road, there is one that is being driven by a person that has little understanding about the rules of the road, or how to drive safely. This may, or may not, surprise you, depending on exactly what you have encountered while driving down the road. How many times have you had to deal with a really bad driver? I believe that everyone has had the unfortunate and frustrating experience of having to deal … Continue reading →