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Update on Home and Personal Security

With the downturn in the economy home burglary and invasions have unfortunately increased. For this reason, you need to take extra precautions in protecting your home. Families.com has several articles on protecting your home and property, but with the increased danger in our communities, there are some new things you should consider. A home security system is an important key to protecting your home. While most people use home security to protect the house when they leave or when they are sleeping, you should also use a security system during the day. An increasingly disturbing number of home break-ins are … Continue reading →

Top 3 Reasons to Install a Home Security System

When I watch the evening news it makes installing a home security system seem like a logical decision. The Top 3 reasons to install a home security system: Protection: Everyone has a different level of need for protection. It’s a simply formula of whom, what and where. The basic math is the more “who‘s” your are responsible to keep safe and the more “what’s” you have collected along the way, the more protection you and your family need. There may be times in our lives when we have few possessions and only need to take care of our own personal … Continue reading →

Kidnapping Insurance: Chubb Masterpiece Family Protection

Shawn Hornbeck was kidnapped on October 6, 2002 and held hostage until January 12, 2007 when he was found with another boy who went missing a few days before they were found together. By now we have all heard the story and for once the ending is as good as it possibly could have been for a child who was kidnapped at the age of 11 and held for over four years. Shawn’s mother and step-father never lost hope and virtually invested every asset they had during their four-year ordeal. This story is repeated far too often in the United … Continue reading →

What To Do If You Are A Victim Of A Home Invasion.

It was an ordinary Saturday afternoon and everyone was getting antsy for spring to arrive. My mother-in-law lives in a neighborhood with predominately elderly, middle-class people. The sub-division was built in the 1970’s and most of the families have lived there and known each other since the beginning. It seemed that every other garage door was open wide and the men were tweaking with the lawn mowers and other yard tools trying to get a head start on the chores of spring. When it happened to the couple across the street and two doors down from my mother-in-law. A nice … Continue reading →

Tips For Preventing A Home Invasion.

In the last Insurance Blog I wrote about the difference between a burglary and a Home Invasion which happens when criminals force their way into a home while one or more family members may be home in order to rob or commit some other crime. Cubb Group has this list of ideas on How to help prevent a home invasion on their website. Fortify your home with solid core doors, strong locks and security devices on windows. To strengthen locks, secure heavy-duty strike plates with at least four three-inch screws. Keep all doors and windows in the home and garage … Continue reading →

Facts about home invasion And Protecting Your Home and Family.

. It’s seems like the news reports are full of more and more stories of home invasions. There has always been a risk of burglary and most homeowner insurance policies cover the losses of a burglary. Burglars usually hit during the day when everyone is busy and the house is empty. Burglars tend to choose a different house when they see an alarm system, strong locks and doors, and barred windows. Insurance companies will often offer a discount when homeowners have these things in place. A burglar will usually run away if the homeowner should come home or be inside … Continue reading →