Life Insurance From My Mortgage Company?

Yesterday, I got a strange piece of mail from my mortgage company. It wasn’t a bill, and it wasn’t a notice about a late payment. I wasn’t a cancellation notice, or anything related to my mortgage. Instead, it was information about a life insurance policy that I can buy from my mortgage company. That was unexpected! For most people, it is a very good idea to have life insurance. A good life insurance policy will provide your spouse and children with the financial assistance that they would need in order to continue living their lifestyle after you have passed away. … Continue reading

What is Stopping You From Getting Life Insurance?

Do you have life insurance? This type of insurance is a good way to ensure that your family will have some financial stability after you pass away. If you don’t have life insurance right now, then you need to figure out what is stopping you from getting it. There may be a solution to that problem. Most people realize how important life insurance is. It is easy to see how much your family would need the money that comes from the death benefit after you are gone. Even so, there is something distinctly unsettling about thinking about your own demise, … Continue reading

What to Do When Your Pipes Freeze–Mitigate Your Losses!

Frozen water pipes aren’t life threatening, however frozen or broken water pipes do cause damage to homes each winter. Homeowner need to take steps to avoid freezing damage to their house, inside and outside. For information about steps homeowners need to take to avoid the possible catastrophic losses caused by broken water pipes be sure to read the Blog, Don’t Let Your Pipes Freeze-Tips to Avoid Home Water Damage. When the pipes in the walls of a house aren’t properly insulated, they can and often do freeze and rupture. Ice expands and needs more space then water and a small … Continue reading

Fitness: Stop Smoking

More people smoke than might be imagined despite the numbers that are stopping due to cost, convenience and health. Still, I know a number of smokers, though they are ostracized in public – they still smoke in the privacy of their own home. Stopping smoking is far more difficult than most non-smokers acknowledge or can understand. Stopping smoking is different for everyone. I’ve known some who could stop with a patch, a pill or just weaning him or her down until they quit cold turkey. Be Supportive, Not Condemning If you smoke or know someone who smokes, a smoker should … Continue reading