Search Results for: blog what does my health insurance cover

My Insurer Mentioned a Weight Loss App

Does your health insurance company send you helpful little newsletters? Mine does. This time, the newsletter included information about a weight loss app. Health insurance companies have an intrinsic interest in helping their customers be as healthy as possible. My health insurance company sends me newsletters from time to time. The purpose of the newsletters is so the insurer can send customers information and advice that they can use to improve their health and to stay healthy. Insurance companies have an intrinsic interest in helping their customers to have good health. People who are healthy don’t need to visit a … Continue reading →

Blogging From the Personal Side of Parenting

The internet has a wealth of information about a vast variety of special needs. It is fairly easy to look up medical information or news articles regarding a special need. Sometimes, it can be comforting to read a blog written by a parent about the personal side of parenting a child who has a special need. Here are a few interesting ones to explore. Parents can get online and quickly look up symptoms, recommended diets, help with IEPs, and news about health insurance coverage for their child’s special needs. What about if all you want is some conformation that your … Continue reading →

Kentucky Bill Would Allow Fake Insurance Plans to Continue

Medi-Share is a faith based alternative to health insurance. It is not following the insurance regulations set in place in Kentucky. A bill might allow fake insurance plans like Medi-Share to continue in Kentucky. Other states have banned faith-based plans that do not offer consumers the protections that insurance companies are required to. Medi-Share is a faith based alternative to health insurance. It is not following the insurance regulations set in place by the Supreme Court. A bill might allow fake insurance plans like Medi-Share to continue in Kentucky. Other states have banned faith-based plans that do not offer consumers … Continue reading →

Advice From My Insurance Broker About My Discontinued Plan

I got a letter from my insurance company that informed me that my health insurance plan had been discontinued. The first thing I did was contact my insurance broker to find out what advice she would have about what I should do. She had some good suggestions. At this moment, it is difficult for me to think of a situation more frustrating than having my health insurance company send me a letter telling me that they have decided to “discontinue” my health plan a few months after selling it to me. It is making me feel as though being able … Continue reading →

Anthem is Discontinuing My Health Insurance Policy

Anthem Blue Cross has decided that they are going to “discontinue” the health insurance policy that they sold me about four months ago. There is absolutely nothing I can do about it. I feel like the company lied to me, and I also feel like this is a form of “bait and switch”. Those of you who have been following my blogging here on the Families.com Insurance blog already know about how hard I’ve struggled to find health affordable health insurance coverage. In 2009, I lost my job as a teachers aide, which meant that I lost my insurance coverage … Continue reading →

Your Insurance Covers Immunizations from the Pharmacy

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Do your children need to have some immunizations before they can attend school this year? Your health insurance covers school shots, without a co-pay, deductible, or co-insurance, if you get them from an in-network provider. That provider could be a pharmacy. Part of the Affordable Care Act went into effect on September 23, 2010. It requires all health insurance plans to cover immunizations for children who are zero through eighteen years of age without any cost-sharing requirements. This means you can get your children the shots that they need for school without paying a co-pay, co-insurance, or deductible if you … Continue reading →

Coast2Coast Rx is not Insurance – But is Helpful

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Have you heard about the Coast2Coast Rx card? It isn’t health insurance, but it could save you some money on prescription medication. From the research that I have done, the Coast2Coast card seems a whole lot more legitimate than the Rx Relief card is. Coast2Coast Rx got an A+ rating from the BBB. This week, I have learned about two, entirely different, cards that can be used to get a discount on prescription medication. I cannot help but wonder if these things are suddenly “popping out of the woodwork” because there are so many Americans who are currently without health … Continue reading →

Helpful Health Information From My Health Insurer

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Today, in the mail, I got something unexpected from my health insurance company. It wasn’t a bill, and it wasn’t a scary letter about cancellation. Instead, it was a helpful little pamphlet with advice about dealing with asthma. Part of the Affordable Care Act includes something called the medical loss ratio. It requires health insurance companies to spend at least 80% of the money that they get from customer’s health insurance premiums on things that actually can improve a person’s health. The insurer cannot include things like salaries, advertising costs, or other administrative costs in that 80%. One of the … Continue reading →

More Facts About the Health Insurance Tax

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It has only been about a week since the Supreme Court declared that the Affordable Care Act was constitutional, and would stand. There are a lot of people who are confused about the individual mandate, and how that tax might affect them, and their families. Here are more facts about the health insurance tax. Myth: The health insurance tax forces you to buy health insurance, even if you don’t want to. Fact: No, the tax doesn’t require you to buy health insurance. First of all, if you are already covered by a health insurance plan in 2014, and you like … Continue reading →

How Much is My Co-Pay?

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Some types of health insurance require a person to pay a co-pay at the time that they are seen by a doctor. Others will not. If your insurance plan wants you to pay a co-pay, then you need to find out how much that co-pay will be. Here is how to go about figuring out that important piece of information. Today, I had reason to use my brand new health insurance plan for the very first time. The receptionist at my doctor’s office noted that I had new health insurance. She asked me what my co-pay was. I had no … Continue reading →