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North Carolina Makes it Easy to Learn About Medicaid

Every state has a Medicaid program. Some states intentionally make it difficult for people to learn about the eligibility requirements for Medicaid, and make it hard to apply. North Carolina, on the other hand, makes finding this vital information very easy for people. Medicaid is a public, or a government run, form of health insurance. It is designed to cover individuals and families who are low income and who cannot afford to purchase a health plan from a private health insurance company. Medicaid is funded, in part, by the federal government. It is also funded, in part, by the government … Continue reading →

South Dakota has Women’s Services Program for Pregnant Women

Many states have a portion of their Medicaid program that is designed to cover the cost of medical care for pregnant women. In South Dakota, the program is called Women’s Services. A woman can receive limited medical coverage, or full medical coverage, through it. Medicaid is a public, or government run, form of health insurance. It is designed to cover individuals and families who are low-income and who cannot afford to purchase a health insurance plan from a private company. Medicaid is funded by both the federal government and the government of an individual state. In South Dakota, the Medicaid … Continue reading →

Nebraska Did Not Expand Its Medicaid Program

Every state has a Medicaid program. There is federal funding that each state can use to expand its Medicaid program, but not all states choose to do so. Nebraska is among the states that decided not to expand Medicaid. This means that some low-income adults will not qualify for Medicaid in Nebraska. Medicaid is a public, or government run, form of health insurance. It is designed to provide health insurance coverage for individuals and families who are low-income and who cannot afford to purchase a health insurance plan from a private insurance company. Medicaid is funded in part by the … Continue reading →

Healthy Montana Kids is a Medicaid Program for Children

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No matter what state you live in, it is supposed to have a Medicaid program. Most, if not all states, also have a Medicaid program that is designed to cover children. It is often called CHIP. In Montana, it is called Healthy Montana Kids. The Montana Department of Public Health and Human Services administers Montana’s Medicaid program. Medicaid is a public, or government run, form of health insurance for people who are low-income. It is designed to help people who cannot afford to purchase a health plan from a private company to have health insurance coverage. Montana has a program … Continue reading →

Health Insurance Still Costs More for Women Than Men

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More than one report found that women are still paying more for health insurance than men are. Some states have not banned gender rating, and most insurance companies are not interested in making changes to how they price health insurance plans. The National Women’s Law Center is a research and advocacy group. They are the group that recently compiled a list that showed that there were plenty of Catholic institutions that had employer sponsored health plans that were covering birth control before the controversy over this coverage started. Soon, the National Women’s Law Center will release a report that shows … Continue reading →

Health Insurers Say Revealing Costs is Too Expensive

There is a part of the Affordable Care Act that will require all health insurance companies to provide consumers with information about the cost of a health insurance policy and what it covers. The America’s Health Insurance Plans lobby says providing this information would be too expensive for insurance companies. What happens now? When you see the phrase “Affordable Care Act”, it probably brings to mind some of the more controversial aspects of this series of health reform laws. You may be aware that the Supreme Court will hear a case this year that will determine if the individual mandate … Continue reading →

Obama’s Remarks About Health Insurance

President Barack Obama recently gave the State of the Union address. His speech covered a wide variety of topics. Although the primary focus of the speech was not on health insurance, there were some remarks made that did touch on that subject. The State of the Union is an annual speech that the President of the United States presents to the United States Congress. It has several purposes. The State of the Union address is a report on the condition of the nation. The speech allows the current President to outline his legislative agenda, which he will, obviously, require the … Continue reading →

Why Supreme Court Judges Won’t Recuse Themselves

In March of 2012, the Supreme Court will hear oral arguments regarding the health reform law. Since the dates for this case were announced, there have been people pushing for two of the Supreme Court judges to recuse themselves from this case. It is unlikely that any of the judges will self-recuse. The Supreme Court is going to hear an extremely important case this year. There will be a total of five and a half hours of oral arguments regarding the Affordable Care Act and the individual mandate. Those hours will split up into three days. On March 26, 2012, … Continue reading →

Things To Know About Insurance Brokers

Navigating through the jungle of health insurance options can be overwhelming. Many people are using the services of insurance brokers to help them make informed choices about health insurance. It has been said that in 2014 there will be health insurance exchanges set up, that allow consumers to quickly and easily compare the cost of one insurance policy to another one. Until then, consumers are on their own, unless they seek assistance from an insurance broker. The New York Times has an article that describes how one married couple hired the services of an insurance broker to help them find … Continue reading →

What is an HMO?

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Finding the insurance company that is right for you, and that will accept you, can be difficult. In addition to learning about what it will cost, you need to find out what kind of health insurance that company is offering you. One of the most popular forms of health insurance is something called an HMO. What is an HMO? It stands for Health Maintenance Organization. The HMO contracts specific doctors and hospitals to provide health care for a discounted price to the people who purchased the HMO insurance. The doctors and hospitals, in return, are expecting to get more patients … Continue reading →