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Insurance Blog Week in Review – Week of February 12 – 18, 2012

In a given week, there can be anywhere from twelve to fourteen different blogs appearing here. The Insurance Blog Week in Review brings you a quick and easy way to “ketchup” on the news that you may have missed. Clinic Will Charge Unhealthy Workers Higher Insurance Rates The Cleveland Clinic is going to charge employees that are considered to be unhealthy a 21% higher health insurance premium. To avoid the increase, the worker has to see a doctor and follow the health plan the doctor prescribes. The Insurance Podcast Roundup for the week went up on February 13, 2012. Each … Continue reading →

What About Catholic Businesses that Self- Insure?

Recently, the Obama administration allowed religious affiliated businesses to be exempt from having to cover the cost of birth control in their employer sponsored health insurance plans. It has since become clear that some religious affiliated businesses are self-insured. This could be a problem. Usually, when a business, company, or corporation decides to offer an employer sponsored health insurance plan, it seeks out an insurance company to help make that happen. The employer typically pays a certain amount of money to the insurer for this plan, (and that money often comes from each covered employee’s paycheck). When an employee sees … Continue reading →

Clarification on the Birth Control Mandate

The Obama administration has released a clarification on the rules regarding the birth control mandate. It is the portion of the Affordable Care Act that requires health plans to cover contraception. Do you understand what changed and what stayed the same? This blog will give you the facts. The birth control mandate is part of the Affordable Care Act. As of August 1, 2012, all health plans are required to cover women’s preventative health care without charging for a co-pay, coinsurance, or deductible. It includes coverage for all forms of contraception that were approved by the Food and Drug Administration. … Continue reading →

Obama Administration Responds to Belmont Abbey College Lawsuit

The controversy over birth control coverage in health insurance has led to more than one lawsuit. Recently, Belmont Abbey College sued the federal government because the college felt that the new rules regarding contraceptive coverage violate their religious teachings. The Obama administration has now responded to to this lawsuit. In November of 2011, Belmont Abbey College, in North Carolina, filed a lawsuit against the federal government. The college was founded by Benedictine monks, and is a Catholic college. The reason they filed the lawsuit is because they feel that the new rules that require employer sponsored health insurance to cover … Continue reading →