5 Steps to Getting Your Car Paid Off Early

Paying off your car loan early will save you hundreds of dollars in interest charges, eliminate a monthly expense, and increase your credit score as your rate of debt to income goes down. Plus, you’ll get a real sense of accomplishment knowing that your car is completely yours, free and clear. 1. First do your homework Review your loan paperwork before you start. Most car loans are simple interest loans. That is, the interest accrues during the life of the loan, so paying it off early will save you a lot of money. In a precomputed interest loan, on the … Continue reading

Your Guide to Insurance Savings

Everyone has to carry some form of insurance, whether it is homeowners insurance, renters insurance, auto insurance or private medical insurance. Being able to find ways to reduce the amount that you have to pay on your premiums is important. With less money leaving your family budget for insurance, you’ll have more money for savings and other needed expenses. 1. Raise your deductible If your insurance deductible is less than $500, consider raising it to at least that amount. The higher your deductible, the lower your insurance rate. The deductible is the amount that you will pay first before the … Continue reading

Blogging From the Personal Side of Parenting

The internet has a wealth of information about a vast variety of special needs. It is fairly easy to look up medical information or news articles regarding a special need. Sometimes, it can be comforting to read a blog written by a parent about the personal side of parenting a child who has a special need. Here are a few interesting ones to explore. Parents can get online and quickly look up symptoms, recommended diets, help with IEPs, and news about health insurance coverage for their child’s special needs. What about if all you want is some conformation that your … Continue reading

Affording Life Insurance

While no one really wants to think about life insurance, if you have a family it is an important to have it in place. Life insurance can pay for final expenses, as well as leave your loved ones in solid financial shape. Even non-working parents should carry life insurance, since the death of a stay-at-home parent means that the remaining spouse may have to incur new expenses related to child care. Should both parents become deceased, life insurance money can ensure their children’s future. The bottom line, is that your family cannot afford to be without life insurance. So how … Continue reading

State Farm Has Tips About Life Insurance After Divorce

Most of the time, when a person gets a life insurance policy, the person makes his or her spouse the beneficiary. In general, that is a very smart idea. However, if the marriage ends in divorce, things can get a bit tricky when it comes to life insurance. State Farm Insurance has some advice for people who are about to divorce. Read it over before you sign “the papers”. It is always stressful when a marriage ends in a divorce, even for those who have an “amicable divorce”. Getting a divorce means that there are a plethora of things that … Continue reading

Insurance Blog Week in Review – June 10 – 16, 2012

Each week, the Insurance Blog Week in Review brings you a quick way to “ketchup” on all of the blogs that went up in the past seven days. There could be anywhere between twelve and fourteen blogs that appear here in a given week. What did you miss? Protest in Chicago Over Birth Control Mandate About 500 people attended a protest in Chicago to express their dissatisfaction about the federal requirement that employer sponsored health plans must cover birth control. Just One Ticket Can Raise Your Car Insurance Premiums Drive safe this Summer! You’d be surprised how much one traffic … Continue reading

A New Way to Find Insurance

Soon, you might be looking for a new insurance policy in places that you never have before. The number of domain names has been expanded. Several new ones have been designed for use by insurance companies. This might give you some brand new options for the next time you are looking for insurance coverage. Where do you go when you are trying to find an insurance plan? Some people get health insurance from their employer, and have no need to look elsewhere. The rest of us might look for health insurance with the insurer that we have a homeowners policy … Continue reading

Insurance Blog Week in Review – May 27 – June 2, 2012

The Insurance Blog Week in Review provides you with a quick and easy way to “ketchup” on all the blogs that appeared here in the past week. There can be anywhere between twelve and fourteen different blogs that go up. What did you miss? Lloyd’s of London Denied Coverage for Bill Paxton The insurer that is well known for approving of all kinds of strange insurance policies denied a request made by Bill Paxton for life insurance. CalPERS Will Offer Coverage for Same-Sex Couples The California retirement fund for state employees will now be able to offer long-term care insurance … Continue reading

Kansas Judge Sides With ACLU on Abortion Insurance Case

Last year, the state of Kansas passed a law that prohibited health insurance companies from including coverage for abortion into health insurance plans. The ACLU challenged the law, and sued the state of Kansas. Now, a Kansas judge has decided that the ACLU may have the ability to prove their assertions. She will hear the case. In 2011, the state of Kansas passed a law that prohibited all health insurance companies, both public and private, from including coverage for abortion in a standard health insurance plan. The only exception would be if the woman’s life is at risk, and the … Continue reading

Health Insurance Coverage for Type 2 Diabetes

Chef Paula Deen recently revealed that she has Type 2 diabetes, and that she has had this condition for the past three years. I don’t happen to know any specific details about what her health insurance policy is like. However, I thought it would be good to review what is typically covered in regards to Type 2 diabetes. I think that at least some of Paula Deen’s fans were surprised to hear that she has Type 2 diabetes. Others might point out that her Southern style of cooking tends to contain a lot more fat, butter, and salt than most … Continue reading