Christmas Puppies Need Pet Insurance

There is something about Christmas that inspires people to finally buy the puppy that their children have been begging for. Purchasing a pet isn’t the same as buying a toy. Christmas puppies need food, love, and pet insurance coverage. It’s hard to resist the big brown eyes of a soft little puppy at the pet store. You just want to pick him up and take him home to your kids! For whatever reason, Christmas inspires families to finally decide to go ahead and get the puppy that the kids in the family have been asking for, over and over again. … Continue reading

Lack of Insurance Closes Pharmacies

We hear a lot about the problems faced by people who are unable to find affordable health insurance. What isn’t being talked about is how those problems affect pharmacies. In small towns, pharmacies are closing because not enough people can afford to pick up their medications there, due to lack of health insurance. How often do you go to your local pharmacy? If you are a fairly healthy person, then you might not go there too often. After all, you can pick up things like kleenex, feminine products, and over the counter medications in most grocery stores. You don’t specifically … Continue reading

Horizon Blue Cross Will Sell Insurance From a Mall

Horizon Blue Cross Blue Shield of New Jersey will be selling health insurance policies from a retail center that is located in a mall. It wasn’t too long ago that there was speculation that insurers would start opening up accessible retail stores in malls. Now, that is exactly what is starting to happen. When people think about a shopping center, or a mall, they typically think of the food court, the big department stores, and the boutique type clothing stores that are located there. The mall isn’t usually the place that a person goes to if he or she wants … Continue reading

Insurance Blog Week in Review – Week of February 26 – March 3, 2012

This week, there were a couple of extra blogs that appeared on the Insurance Blog. Maybe you didn’t have the time to read over all of the blogs that caught your attention. The Insurance Blog Week in Review is a good way to “ketchup” on whatever you missed. Prime Healthcare Services Investigated for Controversial Billing The hospital chain is under investigation because they are accused of submitting false claims to Medicare and Medi-Cal, of “upbilling”, and of not releasing stabilized patients to hospitals that are within the patient’s health insurance network. The Insurance Podcast Roundup went up on February 27, … Continue reading

Visit the Mall to Buy Health Insurance

When you decide to go shopping at the mall, it might be so that you can take advantage of the sales. Maybe you want to go to the mall to find the perfect outfit for a job interview, or just to get some lunch. What about going to the mall to buy health insurance? This could be a reality very soon. The health insurance exchanges that are part of the Affordable Care Act are supposed to become available in 2014. The idea is that Americans could use those exchanges to quickly and easily compare health insurance plans. It would give … Continue reading

Health Insurance Companies Will Be Sharing Revenue

Rules were revealed by the Obama Administration today that will forever change how health insurance companies look at potential customers. The new rules are designed to coordinate with the exchanges that many states are in the process of creating. It will cause health insurers to compete on “a level playing field” for customers. Right now, health insurance companies try and “cherry pick” the healthiest customers. They have a history of refusing to cover people who have expensive, chronic, pre-existing health conditions. Insurers typically will charge a person who has a serious medical condition a much higher premium than they would … Continue reading

The Affordable Care Act Glossary

By now, you have undoubtedly heard of the Affordable Care Act. When it is discussed, people tend to use jargon and phrases that you might not entirely understand the meaning of. Fortunately, there is an Affordable Care Act Glossary at HealthCare.gov that can help you. The Patient Protection and Affordable Care Act (also know as the Affordable Care Act or “Obamacare”) was signed by President Obama in 2010. It is a series of health reform laws and regulations that are designed to help consumers find affordable health insurance coverage. There are a whole lot of terms that people use when … Continue reading

Governor Christie Vetoes Exchange Bill – Again

New Jersey Governor Chris Christie announced that he has vetoed a bill that would have created a health insurance exchange for New Jersey. This is not the first time he has vetoed a bill like this one. Jon Stewart had an interesting comment about this when Governor Christie was on The Daily Show. First, a little history. In May of 2012, Governor Chris Christie, of New Jersey, vetoed a bill that would have allowed New Jersey to create an online marketplace for residents of the state, (and small businesses), to buy health insurance. That veto happened before the Supreme Court … Continue reading

Playing Shop

Over the past several weeks the toy cash register, a gift from Santa Claus for Christmas 2006, has finally been seeing it’s first major action this year. This is as a result of the toy-repositioning project of autumn ’07 (also called never-ending home reconstruction). The cash register has helped turn our home, and virtually everything in it, into a pretend retail superstore – like Wal-Mart only with employee health insurance and really low prices – most everything in our house apparently will cost you somewhere between one and 8 cents! My girl, wife and I take turns playing customer and … Continue reading

Keeping Money in Your Pocket

In my last article titled “When Will the Ends Meet”, I described how to begin to create a budget. Of course one key to financial success is creating the budget and sticking to it. For single parents many times the expenses consistently exceed the monthly income. When this happens debt will occur that is sometimes nearly impossible to get out of. Credit cards can be useful in some situations, but not in helping meet the month to month expenses on a long term basis. The finance charges can really affect your financial health for the rest of your life. For … Continue reading