Five Important Insurance Tips For Your Recreational Vehicle

Owning a Recreational Vehicle (RV) offers families the freedom to explore the beauty of America while enjoying a few comforts of home. Whether you’re a retired couple traveling or taking the great family vacation America’s roadways, even the best plans can go astray. Traveling in a Motor home or RV can leave vacationers subject to problems and when that happens most policyholders are happy when they investigated their insurance options first. Many Personal Auto Insurance policies will allow an insured to add their motor home or RV to the personal auto policy and some estimates indicate that as many as … Continue reading

Author Interview – Sherry Ann Miller (part four) Sailing and Scheduling

Thank you for joining us for our fourth installment in our exclusive interview with award-winning author Sherry Ann Miller. If you missed parts one, two, or three, click here. Sherry Ann, I notice you mention sailing frequently in your books, and you talk about it like someone who knows. Can you tell us about your sailing experience? In 1992, my son was still quite ill following an accident with a motorcycle that damaged his heart. Hubby and I took him to Oceanside, California, to a condo where he could rest on the beach and soak up some sunshine. One day, … Continue reading

Insurance Terms: B

A | B | C | D | E | F | G | H | I | J-K | L | M | N | O | P | Q-R | S | T | U-V | W-Z Beach And Windstorm Plans: are state-sponsored insurance pools selling property insurance coverage to cover losses caused by the Peril of Windstorm. Benefit Period: A health insurance term used to define the number of days benefits will be paid for claims made by named insured and other dependents covered on the policy. A Binder is a temporary authorization of insurance coverage issued … Continue reading

All-Terrain Vehicle (ATV) Insurance

Spring is just around the corner and last week I wrote a Blog about Personal Watercraft, or small boats. The other thing families seem to be attracted to adding as a toy are All Terrain Vehicle’s otherwise known as an ATV. Useful, fun and wonderful way to spend a weekend ATV’s are loved by families, ranchers, hunters, beach safety, and trail riders all over the country. In some cases, a Homeowner Policy might offer some coverage for an ATV that is used only on your own private property. But, most Homeowner policies will not cover if it’s used off your … Continue reading

Insurance Blog Week In Review March 6-12, 2007

Insurance Term Of The Week: The Insurance Term Glossary I’m still working hard to organize my own personal insurance. It’s a lot of work and responsibility but, part of living a financially secure lifestyle. Wednesday, March 7, 2007. Parental Liability: When your Child become a Parent. When a teenage girl has a baby it is automatically reported to the state child support agency by the welfare department. When the agency receives a minor-mother referral, it begins legal proceedings against three parties: The father of the minor-mother. The mother of the minor-mother. And the father of the minor-mother’s child. Thursday, March … Continue reading

Things to Know Before You Buy The Family Boat or Watercraft.

Spring is about to be in the air and the inevitable urge to have a “family boat” will strike a few families this year–as it always does. Boating can be a wonderful family activity, and an affordable family hobby. Some homeowner and auto insurance policies may offer some limited coverage for personal watercraft, or small family boats. Before you purchase a watercraft take time to talk with your insurance agent or company about the coverage’s your personal homeowner policy or auto insurance might offer. Personal watercraft insurance can often be added by an endorsement to a homeowner policy, and many … Continue reading