The mayor of Chicago, Rahm Emanuel, has just announced details about his new “wellness plan”. City employees who choose not to participate in it will be charged $50.00 more on their health insurance. This could be called an insurance “disincentive”. Some employers are able to offer employer sponsored health insurance to their employees. It has become a fairly common practice to offer the employees certain types of incentives that are designed to reduce the cost the business pays for health insurance, overall. Usually, it works by rewarding employees who lose weight, stop smoking, or who start working out, with a … Continue reading →

Companies that offer employer sponsored health insurance are always looking for ways to lower the amount of money that they have to spend on it. There is a new trend for employers to charge higher premiums to workers who smoke, or who are obese. This decision is controversial. In the past few years, employers have been doing a variety of things to attempt to encourage their workers to become healthier. This isn’t because the corporation has developed a mother-like interest in their employees, or has a true interest in making the lives of their workers better. The real motivation has … Continue reading →