Sebelius Announces Countdown to Affordable Insurance

Kathleen Sebelius has written a very interesting post on HealthCare.Gov today. It is titled “Countdown to Affordable Health Insurance”. It gives exciting details about the upcoming health insurance exchanges, and how to access them. Some of you might be able to get help with the cost of coverage right now! Kathleen Sebelius is the Secretary of Health and Human Services. You have probably heard her name mentioned quite a lot in regards to the Patient Protection and Affordable Care Act (which is also called Affordable Care Act or “Obamacare”). Right now, you can go to HealthCare.Gov to read her post … Continue reading

Medicaid in Two States, and Some Insurance Tips

What did you miss on the Insurance Blog this week? The Week in Review is a great way to “ketchup” on the blogs that you didn’t happen to see when they first went up. Here is a brief description of each one, and a link that will take you to the whole story. These blogs went up between September 10, 2012, and September 15, 2012. Kentucky Bill Would Allow Fake Insurance Plans to Continue Medi-Share is not a real health insurance plan. It is a Christian “health sharing ministry” that doesn’t follow the regulations that insurance companies are supposed to … Continue reading

Illinois Has a One Stop Application Portal for Medicaid

Each and every state has a Medicaid program. Individual states administer their Medicaid program in different ways, and this is very evident if you take a look at some of their websites. In Illinois, people can use a One Stop portal to apply for Medicaid. It is where to start no matter which part of the Medicaid program you are applying for. Medicaid is a public, or government run, health insurance program. It is designed to provide affordable health insurance coverage for individuals and families who are low-income, and who cannot afford to purchase a health plan from a private … Continue reading

Life Insurance – You’re Doing it Wrong!

A life insurance policy is designed to provide financial protection to your family after you have passed away. Like other insurance policies, you have to purchase it while you are still alive. A woman in Georgia pretended to be her deceased son, and signed up for a life insurance policy in his name. This woman was doing it wrong! A quick scan through your favorite news website will very likely bring up at least a couple of articles that talk about insurance fraud. It is illegal to commit insurance fraud, no matter what type of insurance is involved. The federal … Continue reading

Insurance Blog Week in Review – May 27 – June 2, 2012

The Insurance Blog Week in Review provides you with a quick and easy way to “ketchup” on all the blogs that appeared here in the past week. There can be anywhere between twelve and fourteen different blogs that go up. What did you miss? Lloyd’s of London Denied Coverage for Bill Paxton The insurer that is well known for approving of all kinds of strange insurance policies denied a request made by Bill Paxton for life insurance. CalPERS Will Offer Coverage for Same-Sex Couples The California retirement fund for state employees will now be able to offer long-term care insurance … Continue reading

Color of Car Doesn’t Affect Insurance Rate

What color is your car? Many people think that the answer to this question matters to their auto insurance companies. It is a commonly held belief that people who drive cars that are white, or beige, or a neutral color, pay less on their car insurance premiums than people who drive red cars. This is simply not true. There are many people who say that you shouldn’t purchase a car that is red because it will cause your auto insurance company to raise the rate of your premiums. This is, quite possibly, the biggest myth about car insurance. It goes … Continue reading

Self-Employed Can Deduct Health Insurance Premiums

I am self-employed, and I recently found an affordable health insurance plan. Today, my husband was looking around on the internet, and he found some very interesting information. It turns out that people who are self-employed can include their premiums as a tax deduction. This is excellent news! The easiest way to find health insurance coverage is to be fortunate enough to have a job that comes with a health insurance benefit. Once a worker qualifies for their company’s health insurance plan they are assured of being approved for it. People who are self-employed have to put in a lot … Continue reading

Insurance Blog Week in Review – April 29 – May 5, 2012

Every week, the Insurance Blog Week in Review quickly goes over all of the blogs that were posted in the past seven days. There can be anywhere between twelve and fourteen different blogs that appear here weekly. What did you miss? This is an easy way to “ketchup” on everything. Ohio Requires Insurance Coverage for Exotic Animals Ohio now requires owners of exotic animals to purchase a certain amount of liability insurance coverage for each animal they own. They also have to prove that they are providing proper care for the animals, and that they have good fences. The Insurance … Continue reading

The Third Letter from the Homeowners Insurance Company

This all started with a puddle on the floor. Since then, my husband and I have been working our way through the claims process with our homeowners insurance company. Recently, they sent us three letters in the mail. I’ve blogged about two of them. Here is what the third letter was about. It is nice to have homeowners insurance because life can be unexpected. One day, I noticed a puddle on the floor where water had seeped in from the rain. My husband and I filed a claim about it with our homeowners insurance company. I’ve been blogging my way … Continue reading

What’s In My New Health Insurance Booklet?

Shortly after I got approved for health insurance, I received a big, fat, booklet of information from my health insurance company. This something that I should look over very carefully, in order to learn more about the plan I purchased. Here is a little bit of the interesting things I found in my new health insurance booklet. The very first page of this booklet shows some important information. It has my name and address. It shows my health insurance policy number, and the date that this plan became effective. It specifically states that the plan is called “ClearProtection Plus 1000”. … Continue reading