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Sebelius Announces Countdown to Affordable Insurance

Kathleen Sebelius has written a very interesting post on HealthCare.Gov today. It is titled “Countdown to Affordable Health Insurance”. It gives exciting details about the upcoming health insurance exchanges, and how to access them. Some of you might be able to get help with the cost of coverage right now! Kathleen Sebelius is the Secretary of Health and Human Services. You have probably heard her name mentioned quite a lot in regards to the Patient Protection and Affordable Care Act (which is also called Affordable Care Act or “Obamacare”). Right now, you can go to HealthCare.Gov to read her post … Continue reading →

Pennsylvania Will have a Federal Insurance Exchange

The Governor of Pennsylvania, Tom Corbett, has announced that Pennsylvania will have a health insurance exchange that is run by the federal government. Republican Party of Pennsylvania Chairman Rob Gleason has released a statement that applauds the governor’s decision. The Affordable Care Act requires all states to have a health insurance exchange. There were three options about how that exchange would be run. One option was to have a state-based health insurance exchange. The deadline for that option has now passed. Another option is to have an exchange that is run as a partnership between the state and the federal … Continue reading →

Three More Health Insurance Exchanges Get Approval

One of the requirements of the Affordable Care Act involves the creation of health insurance exchanges. Recently, the Obama Administration gave conditional approval to the state-based health insurance exchanges of six states. Now, two more, and the District of Colombia, have gained approval. This brings the current total to nine. When it comes to health insurance exchanges, there are three options that a state can choose from. They can create a state-based exchange. They can work on a partnership between their state and the federal government. Or, a state can choose to have the federal government create and run their … Continue reading →

Federal Government Extends Deadlines for Exchanges

Originally, the deadline for states to show how they intended to operate their health insurance exchanges was November 16, 2012. The federal government decided to extend the deadline to December 14, 2012. The exchanges are going to be ready by January 1, 2014, no matter what. The health insurance exchanges are part of the rules and regulations set forth by the Affordable Care Act, (which was signed in 2010). The purpose of the exchanges is to enable all Americans, (and some small businesses) to easily find an affordable health insurance policy. People can use the exchange to compare one policy … Continue reading →

Olive Garden and Red Lobster Rob Workers of Insurance Coverage

Olive Garden and Red Lobster are using a sneaky trick to prevent their employees from qualifying for health insurance coverage. They are giving them just under the number of hours that would allow the worker to qualify for health insurance coverage. That number also exempts the company from covering them. It is absolutely imperative that people have health insurance coverage. In the United States, lack of coverage results in putting off preventative care until an avoidable condition becomes very serious. This is exactly what causes people to file for bankruptcy due to medical bills that they cannot afford to pay. … Continue reading →

Alaska Will Not Create a Health Insurance Exchange

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Ever since the Supreme Court decided that the Affordable Care Act was constitutional, there has been a lot of news about state insurance exchanges. Some states are working on their exchange, and others have refused to create one. Alaska is among the states that have decided not to create an exchange. Part of the Affordable Care Act requires state Governors to submit proposals that give details about how their state health insurance exchange will operate. The deadline for that is November 16, 2012. States that fail to have their plans approved by the federal government, and states that choose not … Continue reading →

Nebraska is Preparing a Health Insurance Exchange

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There is an important deadline coming up involving health insurance exchanges. States can either set up their own exchange, or they can have the federal government set one up for them. In Nebraska, state insurance officials have been working on creating a state exchange. One state senator is upset about this situation. The deadline has been set. Each state has until November 16, 2012, to submit proposals that show how they will operate their state health insurance exchanges. These plans must be approved, in part, or in their entirety, by the federal government. States who are approved will be able … Continue reading →

Kentucky Will Create a Health Insurance Exchange

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Some states have been working on setting up a health insurance exchange for quite some time. Other states have flat out refused to create one. The state of Kentucky will make a state health insurance exchange. Governor Steve Beshear issued an executive order to establish one. In July of this year, the Supreme Court decided that the Affordable Care Act was constitutional. This means that states will need to create a health insurance exchange, and must have that exchange approved by the federal government, and operational, in 2014. States that choose not to create their own exchange will have one … Continue reading →

Will Wyoming Create A State Insurance Exchange?

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There are some states that have made a great deal of progress on setting up their health insurance exchange. There also are other states that have flat out refused to initiate the creation of one. Wyoming is undecided. It is taking a “go-slow” approach. Part of the Affordable Care Act includes the requirement that all states must set up a health insurance exchange. Each state must submit plans about exactly how their exchange will operate to the federal government for approval by January 1, 2013. There is another deadline for states that do not want to create and operate their … Continue reading →

Governor of Nebraska Doesn’t Want to Comply With ACA

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The Supreme Court upheld the Affordable Care Act. Many state Governors were waiting to see what the court would decide about the ACA before they began work on their exchanges. The Governor of Nebraska, Dave Heineman, now wants to wait to see how the Presidential election turns out. It has been very interesting to see how people are reacting to the Supreme Court’s decision to uphold the Affordable Care Act. Some people are celebrating, others are depressed, and still others have mixed feelings about it. No matter what your personal opinion about it happens to be, it is, officially, the … Continue reading →