Treating Alcoholism

Let me say this up front: success in treating alcohol abuse and alcohol dependence is strongly linked to admitting that there is a problem and wanting to stop drinking. If you don’t want to stop drinking, all the treatments in the world aren’t going to do much good. Most alcoholics need to stop drinking completely. Initially, treatment will focus on stopping drinking and relieving symptoms of withdrawal. Some people can stop drinking on their own. Some can’t. Talk to your doctor — you may need anti-anxiety and/or anti-seizure medications to help you get through the withdrawal. Severe withdrawal symptoms like … Continue reading

Hops

You may have only heard of hops in regards with brewing beer. Its use in beer making has given this plant a huge significance around the world! But hops have more than just the one purpose in life. In the earliest days of culinary history, hops were used as a kitchen herb. The young shoots are edible, but the plant’s purpose soon changed. By the ninth and tenth century, brewers in France and Germany were using hops as a preservative. Beers brewed using the plant could survive longer in storage. Hops crossed the Atlantic Ocean in the 1600s; the plant … Continue reading

How to Avoid A Nonrenewal Notice For An Auto Insurance Policy

A notice of Nonrenewal isn’t the same as a Cancellation Notice. An Insurance company can decide to nonrenew any policy when it comes up for renewal however there are several states that allow an insurance company to nonrenew only after the policy has been in force for one year or longer. A notice of nonrenewal means the insurance company is no longer willing to sell the same insurance product to a customer. It could mean an insurance company is no longer offering that line or type of insurance product or that an insured no longer qualifies under the companies underwriting … Continue reading

Insurance Terms: L

A | B | C | D | E | F | G | H | I | J-K | L | M | N | O | P | Q-R | S | T | U-V | W-Z Lapse is the termination of an insurance policy because of nonpayment of the renewal premium by the end of the grace period. Law Of Large Numbers is the basis of the Business of Insurance. The theory of probability based on the premise that the larger the group of units or items that are insured, for example Dodge Minivans, the more Minivans … Continue reading

Holding Parents Responsible For the Actions of Their Children

Parents have always been held liable, to a certain extent for their children’s actions in the United States. Some of the early parental liability statutes provided the juvenile court system jurisdiction over parents who had “contributed to the delinquency of a minor” My father spoke often of the “Truant Officer” who spends the day looking for wayward youth and sent notice of fines to his parents. During the past several years, parental liability laws have become much more popular due to societies fear of juvenile crime. Public support for new laws holding parents responsible for the actions of their dependent … Continue reading

Social Host Liquor Liability (Are You Having A Party?)

Car crashes are the number one cause of death for Americans between the ages of 4 and 34. There were 41,821 people killed in automobile crashes in the United States during the year 2000 with 16,653 (nearly 40%) of those wrecks involving alcohol use. The Holiday season is one of the most deadly times of the year to be out on the highways, or even in our own neighborhoods. If you will be, hosting a Holiday Party and serving liquor in your private home you might want to be sure you understand your responsibility and legal liability when it comes … Continue reading

The Price of Driving Drunk

I have shared the story of my own experience with the results of a repeat drunk driver. The loss of my father-in-law remains an emptiness in the whole family, especially during the holiday season. But the sharp pain of losing a beautiful 12-year old niece is raw and always will be for everyone who knew Jennifer. Everyday someone is arrested for driving under the influence, or driving while intoxicated. For some of these drunk drivers it won’t be the first DUI offense. The penalties for DUI, including the first offense, have increased nationwide since the late 1980’s with more the … Continue reading

The Crash That Killed Martin and Jennifer.

It seems like yesterday, but forever ago. Andrew and I were six weeks away from our wedding day and I took an extra shift at the café, hoping to earn a few more dollars to help make the day even more special for myself. Ordinarily, I didn’t like to work the Sunday daytime shift, but knowing the tips were usually very high I went with a smile in my heart. Who wouldn’t be happy six-weeks before marrying the most awesome man she had ever met in her life? It was about time for the “after church” crowd to hit. Coffee … Continue reading