Primary vs. Secondary Health Insurance
If you have more than one kind of health insurance, one will be considered primary, and the others will be secondary. These designations determine what bills each health insurance policy will cover. It also determines which insurance company will be sent the bill when you visit a doctor or receive hospital care. Health insurance that comes from your employer is, in most cases, your primary care insurance. Why? This is because it covers both you and your spouse, or, because it is the health insurance policy that you have had for the longest amount of time. There are a lot … Continue reading