Search Results for: blog preventive care offered with health insurance

Signing Up For Medicare Just Got More Complex

The enrollment season for Medicare is coming up soon. This year, people who are trying to sign up for Medicare will have an especially difficult time. In part, this is due to the recent changes to health care that have taken place in the past year. Things have gotten complicated. One of the biggest changes involves Medicare Part D. This is the part of Medicare that covers prescription drugs. It is only offered through private insurers, and not through the government. In the past, private insurers have offered a bundle of insurance that included Medicare Part A, Part B, and … Continue reading →

What is Medicare?

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Medicare is something many of us have heard of. It is a type of government run health insurance, and it has four separate parts. While most of us have heard of Medicare, not everyone understands exactly what it is, and who it will help. Medicare can be used by people who are age 65 or older. It can also be used by people of any age who have certain disabilities, and for people who have End Stage Renal Disease (ESRD). This means that the person has had permanent kidney failure and requires the use of a dialysis machine, or is … Continue reading →

Consumer Directed Health Plan

If you haven’t heard of it yet, you may in the future. This type of plan is most commonly offered from employers who offer insurance with high deductibles. It will probably be used more often in the future because it is more affordable. I had never heard of it until my husband’s employer gave us this choice. It is more flexible and less expensive per check. So we weighed our options to see if it was worth it for us since we have five children. Here is how it works: At the beginning of the year, a health fund is … Continue reading →

Insurance Review on Cinergy Health

What does this company offer as far as health insurance is concerned? I searched their website for more information about what they offered. It seems like it is a good answer to those people without health insurance. Health care is expensive even with good health insurance coverage. The money that comes out of pocket sometimes leaves people asking themselves why they pay a monthly premium. This particular insurance company does not offer health insurance plans. What they offer is a program that will allow you to receive a discount that Cinergy and the doctors, hospitals or specialists have agreed on … Continue reading →

Preventive care offered with Health Insurance

We had our health insurance through my husband’s employer. It was really good insurance but we had to pay a high rate per pay check in order to have it. It was through Blue Cross Blue Shield. At the time that we were offered this insurance, preventive care seemed to be the topic of discussion. Insurance companies were realizing that if they offered more preventive measures, in the long run, they would pay out less. One feature I liked about this insurance is that they offered what they called “Blue on call”. With our policy we were given a toll … Continue reading →

A Home Business Means Longer Hours

The one thing that people always say, without exception, when I tell them that I work at home is “oh, I wish I could do that.” No, most people probably don’t. Working at home is tough, without a doubt. The main problem with the home business dream is that it takes considerably more hours than most outside jobs. Within a few months of starting a home business I was making more than at my former job, but the hours were nearly doubled. Different home businesses require a different number of hours per week, but I have yet to hear of … Continue reading →

Colonial Life Review

Colonial life Insurance Company offers insurance to people who need extra coverage or don’t have any coverage at all. They offer several different services, including cancer and critical illness. They offer supplemental insurance and they pay you if you ever need it. What I found most interesting is what they offered with cancer. It affects so many Americans that it seems like everyone knows of someone who has cancer. On their website, they mention that since 1990, 17 million new cancer cases have been diagnosed. What they are offering is to help with expenses for home care, transportation in an … Continue reading →