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Things to Consider During Open Enrollment

November is open enrollment month for most employer sponsored health insurance plans. This is the time of year when people who are eligible to get health insurance through their job will receive a packet of information about what to expect from next year’s health insurance plan. You should take a lot of things into consideration before signing the paperwork. Open enrollment happens just once every year. If you miss it, for whatever reason, then you are “stuck”. You cannot sign up for most employer sponsored health insurance plans after the open enrollment period has ended. If you are not eligible … Continue reading →

Things to Know About Medicare Enrollment

Are you planning on enrolling in Medicare this year? You need to know that the enrollment dates have changed. You may want to take a close look at the eligibility requirements, and consider the different parts of the Medicaid program. Medicare has two different enrollment periods. Both of them are for people who already have Medicare, and who wish to make changes to their Medicare coverage. If you are not currently enrolled in Medicare, then the open enrollment periods are not for you. Usually, the open enrollment period for people who wanted to make changes to their Medicare Advantage plans, … Continue reading →

November is Open Enrollment Month

Do you work for a company that offers it’s employees health insurance? If so, you may want to pay attention. November is open enrollment month for the health insurance policies offered by a lot of companies. It is especially important that you take a close look at your insurance plan this year. Things are about to change! If you qualify for their health insurance policy, you should receive a packet of information about what the health plan offers, and what the premiums will cost. It can be tempting to simply sign the forms without really reading all the details. There … Continue reading →

Does Your Health Plan Include Pet Insurance?

The majority of Americans who have health insurance are able to afford it because it come to them through their employer. Some employers are starting to include coverage for pet insurance. This can make it much easier for pet owners to take good care of their dogs and cats. It is absolutely vital that people have affordable health insurance coverage. Those that don’t have it either hold off getting the health care they need until a minor issue becomes a serious one, or they end up in debt from medical bills. Your employer sponsored health insurance can cover you, your … Continue reading →

Employer Based Health Insurance Coverage is Declining

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According to Gallup, the number of employers who offer employer-based health coverage has been declining over the past few years, and it is continuing to decline. The reasons for this are many, and it doesn’t look like things will change for the better anytime soon. Over the past few decades, most of the Americans who had health insurance were able to afford it because it was part of the benefits that came with their job. The employee, after meeting the eligibility requirements set up by the employer, signed up during the open enrollment period, and started having part of his … Continue reading →