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Pre-Existing Condition Plan is Suspending Enrollment

The Pre-Existing Condition Insurance Plan, (PCIP) one of the first portions of the Affordable Care Act to go into affect, is suspending enrollment. The short answer as to the reason why is because the funding is running out. Those currently enrolled will still be covered by the plan. The Pre-Existing Condition Plan (PCIP) is part of the Affordable Care Act. It was created in 2010, and was one of the very first health reform changes to go into affect. The main purpose of the PCIP was to guarantee health insurance coverage for people who had previously been struggling to find … Continue reading →

The Affordable Care Act is Here to Stay

President Obama has been elected to a second term, and the Affordable Care Act is here to stay. This is wonderful news for all Americans! The ACA has already provided benefits that many families have experienced. Those will continue, and more are coming up between now and 2014. The Affordable Care Act was signed in 2010. The Supreme Court ruled, in June of 2012, that the Affordable Care Act will stand and will continue. As you are probably aware, the Republican party platform for the 2012 election emphasized their interest in repealing the Affordable Care Act. President Obama won the … Continue reading →

A Snapshot of Health Before the Affordable Care Act

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Sometime very soon, the Supreme Court will reveal its decision regarding the Affordable Care Act. Soon, Americans will know what the fate of their current health insurance plans will be. There are those who are strongly opposed to the ACA. Here is a brief reminder of what health care was like for most Americans before the ACA existed. The Affordable Care Act was signed by President Obama on March 23, 2010. Since then, Americans have seen many good things happen as a result of the changes that were brought about by the regulations in the Affordable Care Act. We, as … Continue reading →

Insurance Podcast Roundup – Week of June 18, 2012

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Every week, the Insurance Podcast Roundup brings you new and interesting episodes of podcasts that talk about insurance related issues. This is a great way to keep informed about the changes to insurance that could affect the policies that protect your family. NPR released an episode of “All Things Considered” on June 15, 2012. It is titled “California Runs With Health law Without Waiting on Supreme Court”. This episode talks about some of the ways that the state of California has been working on preparing to provide a way for all Californian’s to find health insurance coverage through a state … Continue reading →

What You Could Lose if the Supreme Court Overturns ACA

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Earlier this year, the Supreme Court heard days of oral arguments about different aspects of the Affordable Care Act (ACA). They are expected to reveal their decision soon. Here is a quick list of what Americans could lose if the ACA is overturned. How would the loss of these benefits affect your family? The Affordable Care Act was signed in 2010. Since then, there have been a series of changes taking place. You can check out the timeline on the HealthCare.gov website to see all the details. There are many things that have already gone into affect that are currently … Continue reading →

Health Insurance Benefits Will Improve for Exchanges

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Every state is expected to have a health insurance exchange up and running by 2014. Insurance companies who would like to have their plans offered through the exchanges are going to have to make improvements to the benefits in those plans. This will result in more coverage for consumers. It might also raise the cost of premiums. Part of the Affordable Care Act include requirements that must be met in order for insurance companies to participate in the state health insurance exchanges. Many insurance companies are going to have to make improvements to the benefits that they currently offer in … Continue reading →

Rick Santorum Really Hates the Affordable Care Act

It is no secret that there are many Republicans who dislike some parts of the Affordable Care Act. Typically, they point to controversial parts of the ACA, such as the individual mandate, when they talk about how they would like to repeal the Affordable Care Act. Rick Santorum has taken things one step farther. He really hates the entire ACA, (even the parts that many people like). The Affordable Care Act includes something called an individual mandate. This law would require all Americans who don’t have already have health insurance in 2014 to purchase a health insurance plan. Those that … Continue reading →

Insurance Blog Week in Review – January 1-7, 2012

Things move pretty quickly on the Insurance Blog. There is the potential that you may have missed something that you would have liked to read. The Insurance Blog Week in Review is designed to give you a quick view of everything that was added there this week. It is an easy way to catch up! Americans With Health Insurance are Less Likely to Smoke A Gallup poll finds that Americans who have health insurance coverage are more likely to have healthier habits and are less likely to smoke than are Americans who don’t have health insurance. But, why is this … Continue reading →

Pre-Existing Insurance Plan Now Costs Less

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The Pre-Existing Condition Plan just got more affordable. As of July 1, 2011, the premiums for this health insurance plan have been reduced from what they originally cost. This is really good news for people who qualified for this type of health insurance, but were unable to get it because it was too expensive for them to afford. One of the first of the health reform changes took place in 2010, when the Pre-Existing Condition Plan (PCIP) was created. It is part of the Affordable Care Act. The main purpose of this type of health insurance was to guarantee coverage … Continue reading →

Don’t Use Someone Else’s Health Insurance

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Health care is expensive. Right now, there are a lot of people who are not covered by any health insurance, whatsoever. This seems to be influencing people to take big risks in order to get their medical needs taken care of. A man is going to prison after using someone else’s health insurance. Right now, there are a lot of Americans who lack health insurance coverage. Some aspects of health reform have helped to alleviate that a bit. The Pre-Existing Condition Insurance Plan made it possible for people who were unable to get approved for health insurance because they had … Continue reading →