Search Results for: blog my insurance broker was a big help

When Should You Review Your Insurance Policies?

The insurance policy that you bought, several years ago, might not be adequate today. If your life has changed, then so have your insurance needs. State Farm has some advice about five critical times to review your insurance. Reviewing your insurance policies may sound boring and tedious. This is probably why many people avoid it. Keep in mind that if your life has changed then your current insurance policies might be inadequate. In some cases, reviewing your policies can reveal that you are paying for more coverage than you need. You might find a way to save some money. State … Continue reading →

A New Way to Find Insurance

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Soon, you might be looking for a new insurance policy in places that you never have before. The number of domain names has been expanded. Several new ones have been designed for use by insurance companies. This might give you some brand new options for the next time you are looking for insurance coverage. Where do you go when you are trying to find an insurance plan? Some people get health insurance from their employer, and have no need to look elsewhere. The rest of us might look for health insurance with the insurer that we have a homeowners policy … Continue reading →

Lack of Insurance Makes Permanent Patients

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What happens when a person who has no health insurance coverage ends up in a hospital with a serious illness? For some, it means that they become permanent patients of the hospital. They end up living there, and the hospital gets stuck paying for all of their medical bills. Part of the problem is connected to dysfunctions in the health care system. There are a lot of Americans who lack health insurance coverage. Until very recently, I was among that group. I used to say that I needed health insurance “in case I get hit by a bus and end … Continue reading →

My Quest to Find Affordable Health Insurance is Finished

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I recently got approved for a health insurance policy that I can afford. It has been a long, tiring, frustrating, quest to find coverage after I lost my job that came with employer sponsored health insurance. Here is a quick summary of my journey from uninsured to insured. This all started in 2009. I was working as a paraeducator in a special needs classroom. After working for the school for the required amount of time, I became eligible for their employer sponsored health insurance. I think it was Anthem Blue Cross. It covered both me and my husband. My husband … Continue reading →

Approved for Health Insurance, One More Time!

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After an impatient wait, I have been given an answer. The underwriters at the health insurance company that I applied for a policy with have approved my application. This is great news! Now, I need to find out what the premiums are going to cost me, because that isn’t very clear. It never is. The hardest part about applying for health insurance is the waiting for approval or denial by the insurance company. This puts a person into a situation where they have done everything they can do, and now, are waiting, powerlessly, for some big corporation to decide their … Continue reading →

Insurance Blog Week in Review – March 25 – 31, 2012

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Every week, the Insurance Blog Week in Review is the blog to read if you would like a quick summary of everything that posted in the past week. It is a good way to make sure that you didn’t miss anything. This time, the majority of the blogs had something to do with the Affordable Care Act. Health Insurance Approval Letters Should Include Cost of Premium I believe that there should be a law that requires insurers to tell consumers the cost of the premium for the health insurance policy they were approved for right in the approval letter. I … Continue reading →

My Insurance Broker was a Big Help!

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I am still searching for affordable health insurance. All my attempts to find it so far have resulted in being accepted for policies that were too expensive. Today, my husband and I met with an insurance broker. She was incredibly helpful! At this moment, I have absolutely no health insurance coverage. I am seeking an individual policy. I don’t happen to have the type of job that offers employer sponsored health insurance, (which would be a group policy). I am also seeking health insurance for myself, only. My husband has health insurance coverage through Medicare. Today, we went to see … Continue reading →

Waiting On a Status Update

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Last week, I went to see an insurance broker, in the hopes that she could find me an affordable health insurance policy. To my pleasant surprise, she was able to not only find one, but to help me to apply for it as well. Since then, I have been waiting for a status update from the insurance company. The wait feels long. This blog is one of the many I have written about my continued quest to find affordable health insurance. So far, all of my attempts to do this by myself ended in failure. That is what inspired me … Continue reading →

Cash-Strapped Parents Look to Hit Jackpot on TV Game Shows

I guess it beats scrounging around for loose change to buy lottery tickets. According to a new USA Today report, a record amount of laid off parents are looking to make ends meet by appearing on television game shows. Producers from popular game shows, such “Wheel of Fortune” and “Are You Smarter Than a 5th Grader?” say the recession has forced many moms and dads to look for creative ways to feed their children. Parents, who would have never dreamed of applying for a spot on a game show, are now standing in long lines to secure a spot on … Continue reading →

I Could Never Return The Call to The Underwriter Lost on 9 11

I was late to the office on the morning of September 11, 2001. Living on the west coast we woke to the news of the terrorists attacks on the World Trade Center, by the time I was sipping my coffee the news of the Pentagon and Flight 93 caused an uneasy feeling that more attacks might come to LA or some other place on the west coast. Most of us were late that morning. Knowing people we worked with on a daily basis were in the towers we saw crash to ruins live on the morning news. We had business … Continue reading →