Seven More States Gain Approval for Exchanges

California was not the only state to gain approval for its health insurance exchange today. There were seven other states who also got their exchanges approved by the federal government. This brings the total up to 20! The Affordable Care Act is great big health reform law that has many parts. One requirement is that all states will have a health insurance exchange that is functional and accessible by January 1, 2014. Although the Affordable Care Act was signed in 2010, it is only recently that some states have completed the appropriate work involved to have their exchanges approved by … Continue reading

Three More Health Insurance Exchanges Get Approval

One of the requirements of the Affordable Care Act involves the creation of health insurance exchanges. Recently, the Obama Administration gave conditional approval to the state-based health insurance exchanges of six states. Now, two more, and the District of Colombia, have gained approval. This brings the current total to nine. When it comes to health insurance exchanges, there are three options that a state can choose from. They can create a state-based exchange. They can work on a partnership between their state and the federal government. Or, a state can choose to have the federal government create and run their … Continue reading

Six States have Insurance Exchanges Approved

A total of thirteen states (and the District of Columbia), have been working on creating a state-based health insurance exchange. This week, the Obama Administration gave conditional approval to the exchanges of six states. This is excellent news for the uninsured people living in those states. Part of the Affordable Care Act requires each and every state (and the District of Columbia) to have a health insurance exchange. The exchanges will be used by individuals and small businesses who are uninsured or who are seeking a more affordable health insurance plan. The exchanges will make it clear if a person … Continue reading

More States that Will have Federal Exchanges

There are three potential options that states can choose from for their health insurance exchanges. Some states have selected to create a state-based exchange. Another option is a federal and state partnership. Others have decided to allow the federal government to create an exchange for their state. Here are some more of the states that will have federal exchanges. Missouri On November 6, 2012 (the same day as the 2012 Presidential election), Missouri voters passed a ballot measure blocking Governor Jay Nixon from establishing an exchange via Executive Order. The Governor initially supported running a state-based exchange, but he announced … Continue reading

States that Will have Federal Exchanges

There are three potential options that states can choose from for their health insurance exchanges. Some states have selected to create a state-based exchange. Another option is a federal and state partnership. Others have decided to allow the federal government to create an exchange for their state. Here are some of the states that will have federal exchanges. Alabama In May of 2012, Governor Robert Bentley threatened to veto a bill establishing a state-based health insurance exchange if it cleared the Senate before the Supreme Court ruled on the constitutionality of the Affordable Care Act. On November 13, 2012, Governor … Continue reading

Medicaid in Four States and Insurance Exchanges

It is time for another Insurance Blog Week in Review. It gives you an easy way to catch up on the blogs that you missed when they first appeared on the blog. This week, I finished off the series about the Medicaid programs in different states and moved on to a short series about health insurance exchanges. It’s Easy to Find Information About Medicaid in New Hampshire The Medicaid website for New Hampshire has information about eligibility requirements that is really easy to find. It also has a list of what Medicaid will cover right on the first page. Medicaid … Continue reading

Federal Government Extends Deadlines for Exchanges

Originally, the deadline for states to show how they intended to operate their health insurance exchanges was November 16, 2012. The federal government decided to extend the deadline to December 14, 2012. The exchanges are going to be ready by January 1, 2014, no matter what. The health insurance exchanges are part of the rules and regulations set forth by the Affordable Care Act, (which was signed in 2010). The purpose of the exchanges is to enable all Americans, (and some small businesses) to easily find an affordable health insurance policy. People can use the exchange to compare one policy … Continue reading

Medicaid in Six States, Fake Car Insurance, the ACA, and More!

Between the election, the announcement of Black Friday sales, and recovery from Hurricane Sandy, its been a crazy week! You may have missed a couple of the blogs that posted on the Insurance Blog in the past seven days. Here’s an Insurance Blog Week in Review to help you catch up. Medicaid Coverage in New York for Pregnant Women This blog focuses on the many Medicaid programs in New York that will cover the health care needs of low income women who are pregnant. New York also has a lot of health information accessible on their Medicaid website. Hurricane Sandy … Continue reading

Comparing Candidates, and Medicaid in Two States

In this Week in Review of the Insurance blog, you will find a brief description of all of the different blogs that went up in the past week. This time around, there is information about the Medicaid programs in two states and part of my series that compares what each of the candidates for the 2012 Presidential Election plan to do with various types of health insurance coverage. Alabama Has a Plan First Program The Medicaid program in Alabama includes a Family Planning program called Plan First. It covers family planning services, only, for women who are between the ages … Continue reading

Individual States Can Tailor Health Care Benefits

It is now official. The federal government is not going to define a specific, uniform, set of essential health benefits that health insurers all across the nation would have to provide. Instead, it will be up to each individual state to decide upon those benefits for their citizens. Part of the Affordable Care Act requires that each state create their own health insurance exchange. Those that choose not to will still have an insurance exchange. In those cases, the federal government will set up one for them, within their state. The purpose of these exchanges is to make it easier … Continue reading