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The Medicare Alphabet

Medicare is complicated and sometimes very confusing! What do all the different parts mean, and who handles them? This overview might help. Medicare Part A is managed by the federal government. It helps cover hospital care, nursing facility care, hospice care, and some home health care. There is usually no monthly premium for Medicare Part A. Sometimes known as “hospital insurance” and is a part of Medicare’s Original Medical Plan. Medicare Part B is also managed by the federal government. It helps cover doctor visits and outpatient care like lab tests and medical equipment. It may also cover some preventative … Continue reading →

Partnership for Prescription Assistance Review

Everyone has probably seen the public service announcement featuring Montel Williams as spokesman for prescription assistance for people all across America. This compaing gives some information on the announcement but it doesn’t go into details. I did some research and found out a lot. There are many people without prescription coverage. They may have had the money to go to the doctor and pay for one prescription, but if someone has a disease or condition that requires a prescription to maintain their health, they may not be able to afford their prescriptions every month. In some situations, the elderly may … Continue reading →

Insurance Blog Week In Review November 14-20, 2006

It seems like the right time for the Insurance Blog “week in review” to kick off! For me insurance has been like gum stuck on the bottom of my shoe, I started insurance in 1982 when I was 19-years-old. When I started there were no computers, agents rated manually–with paper, pencil and calculators. I was able to see how each policyholders rate was calculated, and why everything actually made a difference. My first job with insurance was a wonderful experience, I worked with a man who was an ex-motorcycle “member?”–gone right. When I gave birth to my oldest child, my … Continue reading →

Medicare Perscription Drug Plan 2007 Open Enrollment

Where does the time go? It seems it’s that time of year again. Sorry, I’m not talking about the holiday season, even though they are coming as well. What I am talking about it the annual open enrollment period for Medicare Part D. This is the Medicare Prescription Drug plan. Medicare Prescription Drug Coverage open enrollment for 2007 is opened! If there is going to be a change made to the current coverage, enrolling and making the change before December 8 will help ensure coverage continues without interruption and Medicare participants can continue to get the prescriptions needed on and … Continue reading →