Search Results for: blog is pet insurance worth it

Preparing for Pet Emergencies

When I prepared my house for Hurricane Irene last year I gathered all of the essential supplies. I had a plan for how to evacuate with my pets in case it was necessary, although I really didn’t think the flooding would get that bad in my area. Still, I was prepared. Another thing I did while I still had my power and access to the Internet was to make sure that I had the local emergency veterinary services number written down. We all know what number to dial when we have a human medical emergency, but do we have that … Continue reading →

Seasonal Firefighters Lack Health Insurance

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The firefighters who are battling the fires in Colorado right now don’t have health insurance coverage. They are considered to be seasonal workers, which means that they don’t qualify for federal employer sponsored health insurance. Lack of health insurance coverage can bankrupt families. Firefighters are modern day superheroes. They rush in to smoke filled areas and homes, and battle large fires. They do this to protect the lives of people who often are complete strangers to them. They risk their own lives in order to protect the homes and natural resources that are threatened by a forest fire. Seasonal firefighters … Continue reading →

Increased Competition Reduces Medicare Fraud

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A pilot program that has been going on for a year has resulted in $200 million in savings for Medicare. It started in nine cities, and will be expanded soon. The experiment showed that competitive bidding for personal medical equipment led to savings for Medicare. This is good news for consumers. This experimental program was launched in nine metropolitan areas. Those areas were: Charlotte-Gastonia-Concord, (North Carolina and South Carolina), Cincinnati-Middletown (Ohio, Kentucky and Indiana), Cleveland-Elyria-Mentor (Ohio), Dallas-Fort Worth-Arlington (Texas), Kansas City (Missouri and Kansas), Miami-Fort Lauderdale- Pompano Beach and Orlando (Florida), Pittsburgh (Pennsylvania), and Riverside-San Bernadino- Ontario (California). The purpose … Continue reading →

Taking Pets to Nursing Homes

Life as a blogger can be lonely. I spend a lot of time alone in my house. Sure, I have three pets, but when I start carrying on actual half-conversations with my dog or my cats, then I know perhaps it’s time to get out a bit more. That’s why I started volunteering so much in my area. I visit various organizations multiple times a week, the local rescue included, to get out and interact with people. The very first group with which I looked into volunteering when I first moved to my area three years ago was Pets on … Continue reading →

Insurance Podcast Roundup – Week of April 9, 2012

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Once a week, the Insurance Podcast Roundup brings you brand new episodes of podcasts that discuss topics that are related to insurance. Listening to these episodes is a great way to stay informed about what is going on in the news, and to be aware of changes that could happen to your insurance policies. NPR has an episode of “All Things Considered” that was released on April 2, 2012. This episode is called “Health Insurers Move Ahead, With Or Without Individual Mandate”. The episode talks about how different health insurers are moving forward, no matter what the Supreme Court decides … Continue reading →

University of Pennsylvania Extends Insurance Coverage

The University of Pennsylvania, or Penn, has decided to extend their employer sponsored health insurance benefits to include coverage for gender reassignment surgery. This decision puts Penn among the schools who offer this type of coverage to their faculty and staff. A standard health insurance plan probably does not specifically cover the type of health care that a person who is transgendered might require. Triadic treatment includes sex reassignment surgery, hormone therapy, and mental health care. A person who requires triadic treatment is going to find it difficult to afford if it is not covered by their health insurance. Recently, … Continue reading →

Pet Insurance is Necessary, Despite Expense

Are your dogs and cats covered by a pet insurance plan? There are some pet owners who love their “fur babies” so much that they will hold off on buying themselves a health insurance plan in order to be able to afford to get pet insurance. Depending on your budget, pet insurance might be a bit expensive, but, many pet owners feel that is it very much worth the cost. Around one million pets are insured in North America. This equates to about 1% of the population of pets in the United States. Who buys pet insurance? According to Kristen … Continue reading →

The ASPCA Sells Pet Insurance

Did you know that the ASPCA sells pet insurance? They have a wealth of information on their website that will teach you all about what pet insurance is for, why you need it, and more. If you have questions about pet insurance, you can probably find the answer somewhere on the ASPCA website. The American Society for the Prevention of Cruelty to Animals (ASPCA) was the very first humane society that was established in the United States. They were founded in 1866 by Henry Bergh. They have a program called ASPCA Mission: Orange which works toward ending the unnecessary euthanasia … Continue reading →

Is Pet Insurance Worth It ?

Pet owners have a choice. They can purchase pet insurance, or they can decide not to. There are no laws that require pet owners to buy this type of insurance. Is it worth it for you to spend money on a monthly pet insurance premium? The answer for that question depends on many factors. Pet owners love their pets. Many pet owners consider their pets to be as important a part of their family as the human members are. How often have you heard a person refer to their pets as their “fur babies”? I have seen people shopping in … Continue reading →

Health Insurance Extended to Domestic Partners in Louisville

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The Metro Government in Louisville, Kentucky, has decided to extend health insurance coverage to the domestic partners of city employees. This decision was made, in part, so the government would stay competitive with companies that already were offering health benefits for domestic partners. Right now, the majority of Americans who have health insurance coverage are able to afford it because it comes from their employer. Companies that want to attract the most qualified, best skilled, hardest working employees are going to have to find a way to compete with rival companies for the attention of those potential employees. One way … Continue reading →