Search Results for: blog intermediate or graduated drivers licenses for new drivers

Teens Should Not Have Their Own Car

According to a new studies by State Farm Insurance and the Children’s Hospital of Philadelphia, Teens have less car accidents if they share a car with a parent or siblings. As a parent who wants to reward a child for being such a good child by rewarding him with a car when he gets his license, this study has caught me off guard. Could giving my son a well deserved gift be the thing that would most risk his life? …Or, could he be the exception to this rule? The rule basically says that if a child has free access … Continue reading →

Teaching your teen to drive: Getting Started

Well, it’s happened. My son just officially turned 15 (I think I started saying he was 15 a month or so ago), and wants to learn to drive. He has been studying for the permit exam diligently,and I have contacted the local homeschool office for “school attendance” paperwork required in the state of Georgia for teen drivers. I have no doubt he will pass the written test, as he’s never failed a test in his life. After that, he’s going to want to drive. Can you smell fear? I love my son and trust my son, but I am literally … Continue reading →

Who’s’ Driving the Car and Your Marriage?

When you go out with your spouse on a trip do you share the driving or does one person drive all the time? Sometimes what happens in a car can reflect what is happening in a marriage. Mick and I share the driving when we go on a trip – if he starts, then I will drive later and finish or vice versa. The idea being if one starts to get tired then the other takes over. Similarly if one of us isn’t feeling well, the other person would do more than their share of the driving. I know other … Continue reading →

Insurance Blog Week In Review August 22-28, 2007

Insurance Term Of The Week: Dog Bite Liability Wednesday August 22, 2007. For the Small Business the week started with information about liability and Insurance many individuals and businesses need to consider. The Difference Between Claims Made and Occurrence Liability Policies, may not be the most exciting thing to read but, interesting for any small business person. Thursday August 23, 2007. The Small Business Insurance category has been a little slow, so I decided to build on yesterday and add The Basics about General Liability and Professional Liability Insurance I know this isn’t as exciting as Body Part Insurance, but … Continue reading →

Intermediate or Graduated Drivers Licenses for New Drivers

In 1979 the year I got my drivers license car accidents caused 45.6 % of the deaths for people in the age group 15 to 24. In 1996 the death rate for people in the same age group dropped to 29.2%. Injury is the leading cause of death for children, with auto accidents being one of the major reasons causing the injury. While it’s true the children are not always driving the cars that cause these injuries. When it is a young driver the damage are often catastrophic. If not for the young driver but other people involved. Driving is … Continue reading →

Insurance Terms: I

A | B | C | D | E | F | G | H | I | J-K | L | M | N | O | P | Q-R | S | T | U-V | W-Z Income Protection Insurance is a type of disability income coverage providing an income benefit both, during the time the insured policyholder is totally disabled and unable to work. But also offers coverage when an insured policyholder is able to work, but due to a disability the policyholders earning are less than then before the disability. This is also called residual disability … Continue reading →

Insurance Terms: G

A | B | C | D | E | F | G | H | I | J-K | L | M | N | O | P | Q-R | S | T | U-V | W-Z GAP Insurance is additional automobile insurance policyholders might consider as an option, in some states. GAP insurance will cover the difference between a vehicle’s actual cash value when it is stolen or wrecked and the amount owed on a lease or to an auto finance company. General Liability Insurance is an insurance product designed to protect a business owner and operator … Continue reading →