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Insurance Help After Hurricane Sandy

Your home was damaged by Hurricane Sandy. You did the right thing, and filed a claim with your homeowners insurance company. Your insurer still hasn’t dealt with your claim, or has flat out refused to cover the damages. What can you do? Here is some advice that may help. The governors of some states have told insurance companies that they cannot enforce hurricane deductibles on storm-related claims that resulted due to Hurricane Sandy. This is because the National Hurricane Center declared Sandy to be a “post tropical storm” shortly before it made landfall in their states. This means that if … Continue reading →

Five-Tips to Prepare For Hurricane Season

There are areas of the country that are susceptible to hurricanes and the damage they cause. The predictions for the Atlantic Hurricane Season for 2007 recommend everyone be prepared for a more active and intense season than usual. It’s a good idea to follow the scouts motto and always be prepared if you need to be ready for hurricane season follow these 5-tips! Tip #1 Review your homeowner insurance policy: It’s a good idea to talk with your insurance agent or company and make sure you have enough insurance to rebuild the house and structures and also replace personal property. … Continue reading →

Insured Losses Due To Hurricane.

Hurricane Katrina was the worst natural disaster the insurance industry has ever managed. The number of claims exceeds the previous record of more than two million made to cover losses in 2004 from the four Florida storms. There has been a great deal of press coverage about the way Insurance companies have handled claims. Several stories have aired showing families who have been denied insurance for losses they suffered from Hurricane Katrina. The issue is that Homeowners insurance policies have never covered losses due to flood and this Hurricane resulted in major flood damage. The typical homeowners policy covers damage … Continue reading →

Sign Up with Emergency Registry Before Sandy Hits

The Rhode Island Department of Health wants people who have special health care needs (or who have children with special health care needs) to register with the Special Needs Emergency Registry before Hurricane Sandy hits. This allows responders to plan for caring for those who have special needs in an emergency situation. If you, or your loved ones, live in Rhode Island, this information could be extremely helpful. The Rhode Island Department of Health wants people who have special healthcare needs (or who have children with special needs) to enroll in the Rhode Island Special Needs Emergency Registry before Hurricane … Continue reading →

Insurance Terms: H

A | B | C | D | E | F | G | H | I | J-K | L | M | N | O | P | Q-R | S | T | U-V | W-Z Hacker Insurance believe it or not this area is a major concern for business engaged in electronic commerce and or stores sensitive information. Hacker insurance is insurance that protects businesses from losses caused by hackers. Hard Market is a term that refers to a seller’s market when insurance is more expensive and is more difficult to obtain. A hard market is … Continue reading →