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Things to Know About CHIP

The Children’s Health Insurance Program, which is abbreviated as CHIP, is something that is talked about in the news from time to time. Your child might qualify for the program, or could currently be benefiting from it. The CHIP program receives funding for a certain amount of years, and then depends on Congress to allow that funding to continue. Facts About CHIP The Children’s Health Insurance Program was passed in 1997. CHIP provides health insurance for 9 million children. CHIP helps families who make too much money to qualify for Medicaid, but who don’t make enough to be able to … Continue reading →

Insurance in Ohio Now Covers Autism Treatment

The Governor of Ohio, John Kasich, has announced that many health insurance plans in the state will now cover autism services. This is excellent news for families who have been struggling to pay for the treatment their child requires without the help of their health insurance company. There is no cure for autism, but there are some forms of treatment that can help with certain symptoms. Applied Behavior Analysis, or ABA therapy, is one that can help. It is a scientifically validated approach to understanding behavior and how it is affected by environment. In “plain English”, it can help children … Continue reading →

Parents Sue Insurers Over Autism Coverage

Several class-action lawsuits have been filed in an effort to require private health insurance companies to cover treatment for autism. The parents want it covered like other conditions that affect the brain are. The insurance companies have been placing caps on the amount of treatment that kids with autism can have covered, Autism spectrum disorders affect one out of every 88 children. There is no cure, but there are some treatments that can be helpful. Applied Behavior Analysis, or ABA, is a treatment that has been successful. This is not the type of treatment that can be administered once or … Continue reading →

Medicaid in Three States, and Private Insurers Behaving Badly

It has been a roller coaster of a week here at the Insurance Blog. This week, I covered a little bit about the Medicaid program in Texas, North Dakota and Minnesota. I also wrote about several insurance companies that are providing incredibly poor customer service. Here is you chance to “ketchup” on whatever blogs you may have missed. North Dakota Makes Eligibility for Medicaid Clear North Dakota does a fine job of letting people know exactly what the eligibility requirements are for its Medicaid program. Not every state is as willing to let people know that vital information. North Dakota … Continue reading →

Oregon Has a Healthy Kids Program

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The Medicaid program for an individual state often includes a portion of the program that will provide health insurance for children who come from low-income families. In Oregon, there is a Children’s Health Insurance Program (CHIP) and a Healthy Kids Program. Medicaid is a public, or government run, form of health insurance. It is designed to provide health insurance coverage for people who are low-income and cannot afford to purchase a private health insurance plan. In Oregon, the Medicaid program is called the Oregon Health Plan, and is administered by the Oregon Health Authority. Many states have a program called … Continue reading →

Insurance Blog Week In Review – April 8 – 14, 2012

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What did you miss this week? The Insurance Blog Week in Review is an excellent way to “ketchup” on everything that hit the blog in the past seven days. There can be anywhere between twelve and fourteen different blogs that appear, and it is easy to accidentally miss something that you wanted to read. Green Tree Offer Homeowners and Flood Insurance All in One Most homeowners insurance policies do not cover flooding. For that, you need to purchase a separate flood insurance policy. Green Tree Insurance offers a combined homeowners and flood insurance policy. The Insurance Podcast Roundup went up … Continue reading →

MomsRising Blog Celebrates Second Anniversary of ACA

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March 23, 2012, is the official two-year anniversary of the passage of the Affordable Care Act. You will probably be hearing, all week long, how different groups are celebrating (or lamenting), this anniversary. The MomsRising blog has put together a “Blog Carnival” in support of the ACA. MomsRising is a blog that was started in 2006. The purpose of the blog is to bring together millions of people who share a common concern about the need to build a more family-friendly America. They want to bring important concepts about motherhood and family issues to the forefront, and to create cultural … Continue reading →

Special Needs Blog Week in Review – January 29 – February 4, 2012

Parents of children who have special needs are busy. You might not have time to read over the Special Needs Blog every day, to see what is new. Instead, you can check out the Special Needs Blog Week in Review and quickly discover what you might be missing. The Special Needs Podcast Roundup went up on January 30, 2012. Some highlights include: CNN’s Dr. Gupta explaining the mystery illness in Texas, and The Coffee Klatch episode with Dr. Allen Frances discussing the changes in the DSM-V. What is Trisomy 18? Rick Santorum’s youngest daughter has Trisomy 18. She recently ended … Continue reading →

How Insurers See Santa Claus

On Christmas Eve, there will be lots of children who are excitedly awaiting the arrival of Santa Claus. Kids tend to think of Santa as magical, and generous, and an all around nice person. Insurers, however, don’t see Santa in quite so positive a light. Instead, they see risk. Christmas Eve is, undoubtedly, Santa’s big night. This is the one night a year when he will carry a huge bag, stuffed with heavy presents, for hours at a time. He will walk on ice covered roofs, and slide down snug, (and dirt encrusted), chimneys. All of this is in an … Continue reading →

Thousands of Immigrant Children in California Will be Uninsured

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A policy brief reveals that around 220,000 immigrant children who live in California will become ineligible for health insurance coverage starting in 2014. This is due to some health care reform changes that are a part of the Affordable Care Act. This is expected to put a strain on community health centers in California. A policy brief was recently released by the University of California, Los Angeles, Center for Health Policy Research. It shows that when the Patient Protection and Affordable Care Act takes affect in 2014, some of the changes will negatively affect the ten million immigrants that are … Continue reading →