Search Results for: blog insurance review on health

Ways to Save on Your Homeowners Insurance

Want to lower your homeowners insurance premiums? Of course, you do! No matter what you are currently paying, your life would be a little bit easier if your premium was lower. Compass Insurance Agency has some advice about things you can do that could result in a lower homeowners insurance premium. When it comes to insurance premiums, it is all about risk. Insurers want to find customers who are low risk. The reason comes down to cost. If your homeowners insurance company considers you to be a high risk, they will probably charge you a higher premium to compensate on … Continue reading →

Three More Health Insurance Exchanges Get Approval

One of the requirements of the Affordable Care Act involves the creation of health insurance exchanges. Recently, the Obama Administration gave conditional approval to the state-based health insurance exchanges of six states. Now, two more, and the District of Colombia, have gained approval. This brings the current total to nine. When it comes to health insurance exchanges, there are three options that a state can choose from. They can create a state-based exchange. They can work on a partnership between their state and the federal government. Or, a state can choose to have the federal government create and run their … Continue reading →

Your Guide to Insurance Savings

Everyone has to carry some form of insurance, whether it is homeowners insurance, renters insurance, auto insurance or private medical insurance. Being able to find ways to reduce the amount that you have to pay on your premiums is important. With less money leaving your family budget for insurance, you’ll have more money for savings and other needed expenses. 1. Raise your deductible If your insurance deductible is less than $500, consider raising it to at least that amount. The higher your deductible, the lower your insurance rate. The deductible is the amount that you will pay first before the … Continue reading →

Medicaid in Four States and Insurance Exchanges

It is time for another Insurance Blog Week in Review. It gives you an easy way to catch up on the blogs that you missed when they first appeared on the blog. This week, I finished off the series about the Medicaid programs in different states and moved on to a short series about health insurance exchanges. It’s Easy to Find Information About Medicaid in New Hampshire The Medicaid website for New Hampshire has information about eligibility requirements that is really easy to find. It also has a list of what Medicaid will cover right on the first page. Medicaid … Continue reading →

Sensory Santas, Health Insurance Coverage, and Autism

The past week has been filled with big, important, things. Families are recovering from Hurricane Sandy, there was a Presidential election, and the Black Friday sales are starting to be released. It is understandable that you might have missed something on the Special Needs blog this week. The Special Needs Blog Week in Review will help you to catch up. Your Child Can Visit a Sensory Friendly Santa Do you know what a Sensory Friendly Santa is? It is a Santa event that is designed to accommodate children who have special needs. I list a few places that will be … Continue reading →

Medicaid in Six States, Fake Car Insurance, the ACA, and More!

Between the election, the announcement of Black Friday sales, and recovery from Hurricane Sandy, its been a crazy week! You may have missed a couple of the blogs that posted on the Insurance Blog in the past seven days. Here’s an Insurance Blog Week in Review to help you catch up. Medicaid Coverage in New York for Pregnant Women This blog focuses on the many Medicaid programs in New York that will cover the health care needs of low income women who are pregnant. New York also has a lot of health information accessible on their Medicaid website. Hurricane Sandy … Continue reading →

Medicaid in Two States, and Some Insurance Tips

What did you miss on the Insurance Blog this week? The Week in Review is a great way to “ketchup” on the blogs that you didn’t happen to see when they first went up. Here is a brief description of each one, and a link that will take you to the whole story. These blogs went up between September 10, 2012, and September 15, 2012. Kentucky Bill Would Allow Fake Insurance Plans to Continue Medi-Share is not a real health insurance plan. It is a Christian “health sharing ministry” that doesn’t follow the regulations that insurance companies are supposed to … Continue reading →

When Should You Review Your Insurance Policies?

The insurance policy that you bought, several years ago, might not be adequate today. If your life has changed, then so have your insurance needs. State Farm has some advice about five critical times to review your insurance. Reviewing your insurance policies may sound boring and tedious. This is probably why many people avoid it. Keep in mind that if your life has changed then your current insurance policies might be inadequate. In some cases, reviewing your policies can reveal that you are paying for more coverage than you need. You might find a way to save some money. State … Continue reading →

Ways to Save Money on Dental Insurance

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Taking good care of your teeth is important. We all want healthy teeth and gums, and a nice smile. The cost of the dental care involved isn’t always easy on your budget. Here are a few ways to save money on dental insurance and dental care, even if you don’t have dental insurance coverage. One of the easiest ways to save money on your dental care is if you have dental insurance. Some health insurance plans will cover dental care, so you should start by checking to see what your current plan offers. If your health insurance is a group … Continue reading →

Will Your State Create a Health Insurance Exchange? – Part 1

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Technically speaking, all states will have a health insurance exchange in 2014. It is simply a matter of if your state will make their own, or, if your state will have the federal government make one for them. Here is a quick review of what I have learned so far about what individual states have decided to do. Alabama Governor Robert Bentley promised, in May of 2012, to veto any bill that would enable Alabama to begin working on a state run exchange. Alabama has received funding from a planning grant and from a Level One Establishment grant to create … Continue reading →