Insurance Blog Introductionby Anna Glendenning | More from this Blogger 09 Mar 2006 12:59 AM
My first position in the insurance field started when I was 18 years old. I was hired by the most interesting man I have ever met. At that young age my duties consisted of sitting across the desk from my boss, who had narcolepsy, and picking up the telephone when he suddenly fell asleep--something which happened as many as 20 times a day. It didn't take long however, for my employer to realize that I had a mind that understood the complex issues about insurance and the ability to communicate with customers and Insurance Companies and my duties expanded. My employer, John Woods, was an amazing man I consider as one of the most important role models of my life. He was the kind of person who valued my work enough that he built a nursery in his office when I became pregnant and gave me a way to make a living and be a mother at the same time. But, more then being a wonderful boss he was the kind of Insurance Man who had ethics and standards for both his clients and the company he represented. I relocated in 1989 to another state but I have never been completely able to leave the Insurance Industry. As a mother my family always came first but, the skills I learned from my first Insurance Employer have always offered me a foundation and opportunity to work on my own terms. I have held several positions with a number of Insurance Agencies and companies over the years, and held a Personal Lines Insurance License until 2005. I recently decided that I would not continue actively working in the Insurance business but do maintain my education. I have found Insurance to be something I have to fall back on, both at the time of a loss when I needed to make a claim and during the times in my life when I need a solid-honest job. I am very excited about this opportunity to write about Insurance from both the Agency and Insurance company perspective as well as the consumer's point of view. While every state regulates Insurance Laws there are major industry standards and general issues which affect all insureds and I look forward to starting the blog with some of those issues. I also invite any questions or topic ideas you might have to suggest. On this note, welcome to the Insurance Blog and I look forward to sharing my experience and researching with you.
A | B | C | D | E | F | G | H | I | J-K | L | M | N | O | P | Q-R | S | T | U-V | W-Z Families.com Blogs are for informational purposes only. Families.com assumes no responsibility for consumer choices. Consumers are reminded that it is their responsibility to research their choices properly and speak to a certified insurance professional prior to making any decision as important as an insurance purchase. Learn more about Anna Glendenning ![]() Anna Glendenning is a mother of four. Two biological children grown and out of college, and two siblings and adopted together in 2003. Anna's Personal Website http://www.adoptiveparentsnetwork. Relevantinsurance tags teenagers | insurance | quotes | Tips | home business | money | Travel | prescription | home | health User Comments lindatoto (5) 24 Jul 2007 05:35 PMAnna, I just got my Life insurance license in the mail. I am starting a new career with an insurance broker in August. My question is that I would like to be able to offer auto insurance as well but my partner only knows how to get me in with life insurance companies. I'm starting a three day class on auto insurance monday. Can you help me find out how to get in wiyh auto insuance companies please?! Anna Glendenning (4234) 25 Jul 2007 04:14 PMIn most states there are two primary kinds of Insurance Licenses... Life/Health and Property Casualty. In order to transact Auto Insurance a person would need a property casualty license. "Most" insurance companies offering Auto Insurance also offer Home, renters, and liability coverage as the majority of companies will offer Package Policies or Discounts. In most states in order to sell Auto Insurance an agent would need to have the Whole Education in PC even if they chose to only sell auto. I have heard of some states with modified rules allowing a "license" for Customer Service people. In my state once a person has a license they can Ask the Insurance Companies to "Appoint" them as an agent. The company will then decide if they would like to Appoint you and let you know your binding authority. The first place I would start is with the Companies you are working for in Life Insurance as many have personal lines (or property casualty) units. If you have a relationship with these companies as a life writer--then they will be more open to appointing you as PC agent..... It really boils down to the "usual" resume and application sort of thing. caltraveller (11) 18 Oct 2007 03:27 PMMy son got his driver license this summer and is now in an out of state college. He is not going to drive while at school. However, when he is back for Christmas or Summer (may be for two to three weeks), he will drive our car. Should I include him in our auto insurance? Or should I include him in our auto insurance only during the period when he is back? Some agents claimed that including him all through the year will help him in the long run. That is, when he has to get his own car and auto insurance some day, it will be cheaper for him - because "he has apparently more experience". Anna Glendenning (4234) 18 Oct 2007 11:40 PMMy advice with a college student is to put him on your policy, if he is away at school without a car most companies will rate the coverage for very limited driving. The risk of not insuring him may come one night at a college party when he finds himself the only sober driver and jumps behind a buddies wheels.... only to find out later his friends car isn't insured after an accident. And because your son is technically a dependent you would possibly be on the hook. I always advise that if you claim a child on your taxes keep them insured. In the future it will help him get better rates, and his Insurance credit score will be higher if he is insured consistantly without lapses in coverage. I have a 24 year old grad student and kept him insured on our policy until he started making some money and paying his own taxes... It was very easy to get his insurance in his name and his rates are reasonable because he has always been insured. It isn't really that HE has more "driving" expereience--it's that he has more insurance experience and mainting coverage without breaks is important to insurance companies. Community Tags Auto insurance questions, Insurance Blogger Introduction Discuss this article
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