Search Results for: blog how to have a claim free holiday season

Last-Minute Holiday Money Savers

This is it. With just a few hours left until Christmas morning, there is not much time left to procrastinate. If you’ve been holding out on shopping for gifts because you planned to take advantage of last-minute doorbusters, you may be in for a big surprise. Money experts warn that while some stores claim their last-minute deals are major money savers, in most cases they aren’t. In fact, financial wizards are quick to point out that retailers prey on procrastinators and the amazing deals you think you are scoring are in fact not much bigger than those advertised at any … Continue reading →

Creating a Holiday Planner – Part 5

We have reached the end of my blog series on creating a “Holiday Planner.” I really hope this has been helpful and that along the way, you have been able to find additional ways to add to your planner and make it something that works for you. I also hope this planner becomes something you turn to every year and one day pass down onto your children. Holidays are such a wonderful time of the year to capture sweet memories and your planner can help do this. So in this final blog we are going to talk about your holiday … Continue reading →

2006 in Review: Homeschooling Blog at a Glance

As a new homeschooling blogger at Families.com, I wanted to know everything that has been discussed to date. In response to my own curiosity, and in an effort to make perusing our articles easier for you, our readers, I have compiled all of the blogs for the year 2006. Deciding to Homeschool Why homeschool Am I qualified for this? Reasons that Homeschooling Works! My Most Important Advice for Homeschoolers. The Cost of Homeschooling Instead of standing up for their own kids, why not stand up for all kids? Disclaimer: I am hardly an expert in education. Did You Know? ‘Empirical … Continue reading →

Safe Holiday Shopping Tips

Everyone is busy shopping at this time of the year–including the criminals. There are a variety of insurance protections for some of the possible loss situations we face while gathering gifts for friends and family. Auto comprehensive coverage, might help cover the loss if your car window is broken, and it may even cover the loss of some of the gifts stolen. Your credit card company will work with you in the event someone finds your plastic left at a check stand, or on the ground at the mall. Your homeowners insurance may help if someone follows you home only … Continue reading →

Insurance Blog Week In Review November 29, 2006

Most people just freeze up when the word insurance comes up in a conversation. Sometimes I feel like I know what it’s like to be a celebrity or doctor at the party. People will ask every little insurance question, or tell about a claim they have had, or the worse, talk about how an insurance company ripped them off. Understanding the actual role insurance should play in the lives of my family makes those situations in my life humors. I can usually figure out exactly why someone is upset or happy about their insurance experience within a few words of … Continue reading →

What to Do When Your Pipes Freeze–Mitigate Your Losses!

Frozen water pipes aren’t life threatening, however frozen or broken water pipes do cause damage to homes each winter. Homeowner need to take steps to avoid freezing damage to their house, inside and outside. For information about steps homeowners need to take to avoid the possible catastrophic losses caused by broken water pipes be sure to read the Blog, Don’t Let Your Pipes Freeze-Tips to Avoid Home Water Damage. When the pipes in the walls of a house aren’t properly insulated, they can and often do freeze and rupture. Ice expands and needs more space then water and a small … Continue reading →

Don’t Let Your Pipes Freeze-Tips to Avoid Home Water Damage.

Most homeowners don’t consider the damage from frozen and broken water pipes as catastrophic as a natural disaster, but the damages caused from water pipe failures are one of the most common and least recognized catastrophe losses homeowners suffer every year. Second only to hurricanes, frozen and broken water pipes cause more losses in terms of the number of homes damaged and the total amount of claims paid by insurance companies in the U.S. Repair costs of $50,000 are very common for homes that suffer damage from frozen and broken water pipes. These damages can be a homeowners worst nightmare. … Continue reading →

Don’t Fall–Tips to Avoid a Medical Claim Because of A Ladder!

: I am constantly telling my family I don’t have the time to visit the Emergency Room, and there is no time of the year I mean this more then the holiday season. Really, the last thing any of us want to be doing during this time of the year is sitting and waiting to be seen at the hospital for an avoidable accident. Your health care insurance would rather not pay a claim for a preventable injury it just makes a lot of extra paperwork, stress and costs for everyone involved. An estimated 164,000 people end up in the … Continue reading →

‘Tis The Season for Lights and Fire Claims! Tips For Safe Lighting

We all see the news reports every year, a family loses everything to a Holiday house fire. It is very easy to think it will happen to someone else, until you are the family on the evening news, standing in the driveway of charred ruins. The lights are very pretty that is for sure but before you string fire starters on your gutters be sure you keep safety in mind. Before hanging, the decorations be sure to check your strings of lights for: Frayed or bare cords, and check for broken wires. If you find any problems, with the actual … Continue reading →

Insurance Blog Week In Review November 14-20, 2006

It seems like the right time for the Insurance Blog “week in review” to kick off! For me insurance has been like gum stuck on the bottom of my shoe, I started insurance in 1982 when I was 19-years-old. When I started there were no computers, agents rated manually–with paper, pencil and calculators. I was able to see how each policyholders rate was calculated, and why everything actually made a difference. My first job with insurance was a wonderful experience, I worked with a man who was an ex-motorcycle “member?”–gone right. When I gave birth to my oldest child, my … Continue reading →