Basic Information About Medicaid in New York

Every state has its own Medicaid program. The information that is easily accessible on the Medicaid website for a given state can vary. Some give all the vital information, and others withhold it. New York does a good job of giving basic information about their state’s Medicaid program. Medicaid is a public, or government run, form of health insurance. It is designed to provide health insurance coverage for individuals and families who are low income and who cannot afford to purchase a health plan from a private insurance company. Medicaid is partially funded by the federal government. It is also … Continue reading

How the Candidates Compare on Medicare – Obama/Biden

The first debate of the 2012 Presidential Election is over. It is vital that everyone become an informed voter, and understand exactly how each candidate stands on important issues. Here is some information to help you understand what Obama and Romney plan to do with Medicare. As we get closer to the election, you are going to hear a whole lot of misinformation about exactly what each candidate is intending to do. This is the Insurance blog, so I am going to focus on what the Obama/Biden plan is for Medicare. (I already covered information about the Romney/Ryan plan in … Continue reading

How the Candidates Compare on Medicare – Romney/Ryan

The first debate of the 2012 Presidential Election is over. It is vital that everyone become an informed voter, and understand exactly how each candidate stands on important issues. Here is some information to help you understand what Obama and Romney plan to do with Medicare. As we get closer to the election, you are going to hear a whole lot of misinformation about exactly what each candidate is intending to do. This is the Insurance blog, so I am going to focus on what the Romney/Ryan plan is for Medicare. (Another blog will have information about the Obama/Biden plan … Continue reading

Insurance Blog Week in Review – Week of April 15-21, 2012

Every week, the Insurance Blog Week in Review gives you a quick and easy way to “ketchup” on everything that hit the blog in the past seven days. There can be anywhere between 12 and 14 blogs that will appear. What did you miss this week? My Quest to Find Affordable Health Insurance is Finished Finally! I have found a health insurance policy that I can actually afford! I review the steps from uninsured, (when I lost my job and my health insurance in 2009), to insured in 2012. The Insurance Podcast Roundup went up on April 16, 2012. This … Continue reading

Insurance Blog Week in Review – Week of March 12 – 17, 2012

The Insurance Blog will get anywhere between twelve and fourteen different blogs added to it each week. It can be hard to keep up with them all. The Insurance Blog Week in Review is a great way to “ketchup” on whatever you missed. This week has a lot about my own, personal, attempts to find affordable health insurance. ABS Insurance has Tips for St. Patrick’s Day ABS has a few tips that can help you avoid having to make a car insurance claim on St. Patrick’s Day. Their advice would be helpful for pretty much any holiday that includes a … Continue reading

The Next Step in Signing Up for Medicare Part B

My husband is in the process of signing up for Medicare Part B. The first step involves making a phone call. The second step involves filling out a form. It looks very simple. We are hoping that it will work out the way that we want it to. Medicare has four parts to it. My husband is currently getting Medicare Part A. This part has been called “hospital insurance”. It covers inpatient care in hospitals, inpatient care in skilled nursing facilities and hospices, and home health care services. There are two ways to be eligible for Medicare Part A. You … Continue reading

Insurance Blog Week in Review – January 22-28, 2012

Things move pretty fast on the Insurance Blog. If you don’t take the time to look around, you might miss something interesting. Here is a quick review of everything that hit the Blog this week, along with a brief description of the main topic of each one. This is a good way to “ketchup” on whatever you might have missed. Catholic Bishops Might Sue Over Health Insurance Law The United States Conference of Catholic Bishops has said that it might sue the federal government over the law that requires all businesses to include coverage of birth control in their employer-sponsored … Continue reading

Beware of Scammers During Medicare Enrollment Periods

Medicare is having an enrollment period right now. Be aware that this is a time when scammers attempt to prey on people who are seniors, or who are disabled, who use the Medicare program. There are some very nasty scam artists out there who are trying to cheat people out of their benefits. Medicare is a government sponsored health insurance program. It is designed for people who are age 65, or older, to use. It is also available for people who have certain kinds of disabilities. Typically, these two groups of people are unable to make enough money to purchase … Continue reading

Beware of eMail From Medicare

I’ve noticed a disturbing trend. There seems to be a lot of private insurance companies that have started sending out advertising that is designed to appear as though it is coming from the federal government. I first became aware of the postcards that look like they are directly involved with Medicare. Since then, my husband has been sent both an email and a letter that are not from Medicare, but look like they are, at first glance. My husband is not age 65 or older, but is getting Medicare because he is disabled. In the past, he has gotten mail … Continue reading

Insurance Blog Week In Review November 14-20, 2006

It seems like the right time for the Insurance Blog “week in review” to kick off! For me insurance has been like gum stuck on the bottom of my shoe, I started insurance in 1982 when I was 19-years-old. When I started there were no computers, agents rated manually–with paper, pencil and calculators. I was able to see how each policyholders rate was calculated, and why everything actually made a difference. My first job with insurance was a wonderful experience, I worked with a man who was an ex-motorcycle “member?”–gone right. When I gave birth to my oldest child, my … Continue reading