Getting a Frugal Boost from Our Home Inventory

Yesterday was one of those days where I just had to get something tangible done in the morning. Lucky for me, I choose to work on our home inventory, and it gave me the frugal boost that I really needed. You may have seen some of my posts about creating a home inventory in the Home blog. This is an important thing to have for any household since it lists all of your belongings, helpful if you have a loss of your home. I wanted to get started as soon as I could. So yesterday, when I was looking for … Continue reading

Fall Household Insurance Inventory Check List:

With the holidays looming it’s the best time to double check your photography and video equipment to make sure it’s in good working order. A great way to do that is starting a digital household inventory. By starting this project now, you will also be ready to take inventory of your special holiday items. With all the modern tools we have there is no reason any of us should put this project off. Most people reading this Blog are already talented enough on the computer to find the information you need, chat and share pictures. In order to completely understand … Continue reading

How to Make a Household Notebook

My household notebook is truly my household manager. Sometimes I think that if I didn’t have it, I would not know which way was up, at least half the time. I discovered household notebooks many years ago. I was shopping at store that sold these little planner things that were very small and you could record all kind of information in them. They were titled Household Inventory. Though truly there wasn’t much in them that made them an inventory. I came home and was thinking about the book. I did not purchase one, instead I had the creativity to make … Continue reading

Insurance Blog Week In Review July 18-23, 2007

Insurance Term Of The Week: Homeowner Insurance Forms If you have read any of my guest blogs in the Adoption or Special Needs parenting sections or know about my personal life at all hopefully you can forgive my obvious lack of work the past several months. I love this gig but the responsibility of parenting a special needs child is overwhelming sometimes! Let’s hope I can stay back on track and writing about the exciting topic of Insurance. I wish I was not cursed with a mind that thinks Risk Management all the time, it makes it difficult to go … Continue reading

Summertime Household Insurance Inventory Check List

As I go along in life it seems I am responsible for more and more “stuff” some of it is the sacred and special memories, photos and family heirlooms which need to be passed down one day. Other things, are the investments I have made into decorations, furniture, and tools to make my house a home. It can be very hard for most people to remember all the little things when there is a total loss of everything. It’s important to consider our worst case scenarios and remember that it can happen to us, because it happens to someone all … Continue reading

Getting A Home Back to Normal Following A Freak Disaster.

It’s been almost four-months since my little brother had a broken pipe flood his home. During this time his family of including six children have been living in a hotel, while waiting for the repairs and remodeling. The insurance company hasn’t been very happy about this situation. However, because the damage caused by the frozen and broken water pipe included saturated floors, walls and ceilings the risk of mold development is very great. Many families would have been expected to remain in the home during repairs, but with the possibility of mold development my brother contacted a state mold inspector … Continue reading

The Household Notebooks – Divided

Now that you know how to get started in organizing your household notebook, it’s time to figure out what needs to go in each category. I’m turning this article a bit personal, to show you examples of what I put in my household notebook. I also just recently added a “Deals and Savings” category, so although I have a few items in there, I will need to add to that as I go along. This section is further explained below. Many forms are available online to download and print. I suggest using Google to search, however OrganizedHome.com has some wonderful … Continue reading

The Household Notebook – Further Explained

Recently, my significant other asked me about my household notebook. He didn’t understand the value or reasoning behind it. Well, why not – his organizational methods included plastering a bulletin board with all important information. So I explained to him, in great length, why the household notebook is such a valuable tool. I’ve had mine now for about two years and love it. I’ve never been more organized and up to date on things. The household notebook goes with being organized, but it also is a very frugal way to live. It helps to contain everything you need in one … Continue reading

The Household Notebook – Explained

Having a household notebook can be a blessing. It’s an easy way to keep everything in place and find what you need when you need it. It also saves time and money, and as we all know, saving time seriously does save money in the long run. A household notebook is what you make it, however it’s an organizer for the entire family, sort of a command center for the entire family, if you will. I will explain how I put mine together and how it works for my family. You will need to customize your’s to fit yours and … Continue reading

Personal Property Inventory Documentation.

In the past several Insurance Blogs, we have been working on a personal property inventory for homeowner and renters insurance claims. The Room-by-room list should be done and a list of the type and amount of personal property kept in each room of your household has been started. A snapshot of the general clothing supplies for each person should be documented and now it’s time to look at the electronic equipment and other items which have serial numbers. Using the room-by-room list add the details about any electronic items in each room. Record the type, make and serial numbers of … Continue reading