Search Results for: blog household inventory at least make a list

Fall Household Insurance Inventory Check List:

With the holidays looming it’s the best time to double check your photography and video equipment to make sure it’s in good working order. A great way to do that is starting a digital household inventory. By starting this project now, you will also be ready to take inventory of your special holiday items. With all the modern tools we have there is no reason any of us should put this project off. Most people reading this Blog are already talented enough on the computer to find the information you need, chat and share pictures. In order to completely understand … Continue reading →

Summertime Household Insurance Inventory Check List

As I go along in life it seems I am responsible for more and more “stuff” some of it is the sacred and special memories, photos and family heirlooms which need to be passed down one day. Other things, are the investments I have made into decorations, furniture, and tools to make my house a home. It can be very hard for most people to remember all the little things when there is a total loss of everything. It’s important to consider our worst case scenarios and remember that it can happen to us, because it happens to someone all … Continue reading →

Personal Property Inventory Documentation.

In the past several Insurance Blogs, we have been working on a personal property inventory for homeowner and renters insurance claims. The Room-by-room list should be done and a list of the type and amount of personal property kept in each room of your household has been started. A snapshot of the general clothing supplies for each person should be documented and now it’s time to look at the electronic equipment and other items which have serial numbers. Using the room-by-room list add the details about any electronic items in each room. Record the type, make and serial numbers of … Continue reading →

Room-By-Room Personal Property Inventory

The last few Insurance Blogs have reviewed the important issue of making sure your homeowner or renters policy covers all of your personal property. The Blogs have covered some basics for documenting those special or high value items. Now it’s time to think about documenting you entire household inventory. This is where you need to use your imagination and consider what would really be lost in the worst case scenario. Consider if you will for a moment, that your home is burned to the ground and everything inside it is gone. What have you actually lost and how much will … Continue reading →

Household Inventory–At Least Make A List.

You come home one Saturday after a long drive and picnic with your family to discover someone has broken into your home while you were away. Your first call is to the police, and while you wait to file a report you start looking around and notice a few things here or there are missing. You have clearly been burglarized and now realize why you have been paying for insurance all these years. By the time the police leave you have made an official statement about the few things you notice are missing. It is clear the jewelry box was … Continue reading →

Household Inventory–Getting Started.

There is a certain piece of mind knowing the personal property you have spent your life earning, collecting and paying for is insured in the event of a loss. But, have you ever stopped to consider what would happen if you needed your insurance because of major damage to your home such as fire? One of the very first things your insurance company will want you to do is to write down everything you had and everything that was lost. How much would you forget about if you couldn’t look at it while you made the list? And, why would … Continue reading →

When the Dust Settles and Rebuilding Begins

If there is only one good thing about the recent wildfires in Southern California, it may be that the majority of homeowners and many renters will be insured for their home and personal possessions. The most basic homeowner and renter insurance policy covers for the peril of fire. When there is a widespread disaster it may take a little longer to settle the claims with the insurance company, and it may be difficult to find all of the materials, equipment and people needed to get everything rebuilt and repaired. Resources may be limited, and victims of a widespread disaster often … Continue reading →

Insurance Review and Update: The Important Paperwork

In this series of Blogs I am sharing my own Personal Insurance Update and Review. So far I am still in the gathering stage. I am working on determining our actual Assets since this is one of the most important things for our family to protect. Now I need to find all the important papers. Lucky for me my husband files everything and never tosses out any important documents. Of course, the 15 boxes of papers we keep stored is a different issue–but, sometimes I don’t mind! When reviewing our insurance I am actually very happy to have all the … Continue reading →

It’s Time for My Personal Insurance Review and Updates

Everyone has heard that the plumber’s house has leaky pipes, the electricians home needs new breakers and the window cleaners house has filthy windows! It always seems we do our jobs for everyone else–and often fail to do the same job for ourselves and families. In fitting with this stereotype it’s been a very long time since I reviewed and updated our family insurance portfolio! We have been with the same insurance carrier for over 7-years and we haven’t shopped our insurance around since our oldest son, Sean had that little car accident several years ago. I am also sure … Continue reading →

How Many Pairs of Socks Does Your Son Have?

In the last Blog, I outlined a Room-by-room inventory of your household personal property. If you are still with me, you should now have a list for each room in your home and the general contents of property you have in each room. Now it is time to get down to the nitty-gritty and be specific. It’s time to look at the lists for each room and start breaking things down a little bit. In any given room of the average home, there will be a mixture of personal property items. Many of these things will have a clear and … Continue reading →