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Homeowners Doesn’t Cover Damages From Bat Guano

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A homeowners insurance policy is supposed to provide people with some financial protection in case something happens that causes damage to their home. It seems that it doesn’t cover all kinds of damages, though. For, example, it won’t cover damage done by bat guano. When you buy a homeowners insurance policy, it is a good idea to read it over. The exact wording of the policy could come back to cause you problems later on. Anything that seems to be ambiguously worded could be used as a way for an insurer to get out of paying for claims that one … Continue reading →

Insurance Blog Week in Review – Week of February 19 – 25, 2012

Every week, there can be anywhere from twelve to fourteen different blogs appearing on the Insurance Blog. It can be difficult to keep track of them all. The Insurance Blog Week in Review is a quick and easy way to “ketchup” on the blogs that you missed. Desk FDR Used as Insurance Salesman Gets New Home Before Franklin D. Roosevelt became President of the United States, he spent a few years working as an insurance salesman. The desk that he used to use is being donated to the Franklin D. Roosevelt Library and Museum. The Insurance Podcast Roundup went up … Continue reading →

Homeowners Insurance Won’t Cover Damages From Dead Birds

There are specific types of things that a homeowners insurance policy will cover. Problems arise when a person files a claim for damages that come from unlikely, or unusual, sources. A couple in Texas learned that their homeowners insurance won’t cover damages done by dead birds. A homeowners insurance policy is designed to give you some financial protection in case certain types of damages happen to your home, garage, driveway, or the contents of your home. It also can provide some financial assistance if someone comes to your home and gets injured. (That part would be covered if your policy … Continue reading →