Search Results for: blog homeowners guide for action when the power goes off

Home and Family: Winter Storms

As parts of the country endure severe winter storms, it is important to remember that even if these storms don’t directly affect your home and family, you never know when extreme weather may occur. Freezing temperatures in California have recently destroyed citrus crops. Flooding has also been a big concern. Even in areas of the heartland where people expect low temperatures, wind, ice, and snow in January, the recent storms have proven devastating. Sadly, over 50 people are known dead due to recent winter storms. Many are without power in freezing temperatures, and even with gas heat, blower motors on … Continue reading →

Homeowners Guide For Action When The Power Goes Off.

There are many reasons power to a home can be disrupted. The best way to avoid losses caused by power outages is to be prepared and understand what steps you can take to reduce risk of secondary losses. Homeowners should have regular inspections of the interior and the exterior electrical wiring. Surge protections and understanding how to prevent damage to personal property is a vital preventative measure. In some areas of the country, an alternate power sources, such as generators, maybe a good idea, especially where electricity is needed to pump water from their private wells or run medical equipment. … Continue reading →

Lightning: Protecting Your House and Property

Lightning can strike anywhere, and in some cases without much warning. While homeowner and renter policies protect against lightning, some sensitive property such as electronic and computer equipment may not be covered the way an insured would hope. I once had to replace an electronic control for a relatively new furnace due to the electrical surge caused by a lightning strike. When it comes to lightning it’s up to each homeowner to decide how to manage this risk. Some of the most costly damage caused to personal property may not be covered, and there are ways to reduce the risk … Continue reading →

Power Surge And Electrical Outages.

Homeowner and renter insurance policy holders should check their policy and be sure to understand what is and what is not covered when the power goes out. Short power interruptions often cause damage to personal property and houses. The most common and expensive damage happens when the power comes back on and a surge of electricity floods the open circuits in the house. A large blast of electricity can cause computers to lose data, electronics to overheat, malfunction of household electronic equipment such as heating systems and alarm equipment. Sometimes a surge can cause fires or the loss of electricity … Continue reading →