One of the fun things you can do to celebrate Halloween is visit one of those local haunted house attractions set up by a group in your community. For most people, this is good, scary, fun. For insurance underwriters though, it’s a whole lot more scary than it is fun. Where the rest of us see a good time, an underwriter sees potential insurance claims, waiting to happen. Let’s face it, Halloween is a truly bizarre holiday. The things we do to celebrate Halloween are not things that most of us would even consider doing at other times of the … Continue reading →

Halloween is strange, from an insurance standpoint. For just one night, a group of complete strangers are going to arrive at your door, expecting to receive candy and treats. Most of these strangers will be children, and not all of them will be accompanied by adults. All of them will be wearing a costume, which means they may be wearing masks that obstruct their vision, or an outfit that makes it difficult for them to walk around. There is great potential that an accident will happen! Unfortunately, there isn’t anything called “Halloween Insurance”. So, what can you do to protect … Continue reading →