Search Results for: blog flood insurance

Your Guide to Insurance Savings

Everyone has to carry some form of insurance, whether it is homeowners insurance, renters insurance, auto insurance or private medical insurance. Being able to find ways to reduce the amount that you have to pay on your premiums is important. With less money leaving your family budget for insurance, you’ll have more money for savings and other needed expenses. 1. Raise your deductible If your insurance deductible is less than $500, consider raising it to at least that amount. The higher your deductible, the lower your insurance rate. The deductible is the amount that you will pay first before the … Continue reading →

Insurance Help After Hurricane Sandy

Your home was damaged by Hurricane Sandy. You did the right thing, and filed a claim with your homeowners insurance company. Your insurer still hasn’t dealt with your claim, or has flat out refused to cover the damages. What can you do? Here is some advice that may help. The governors of some states have told insurance companies that they cannot enforce hurricane deductibles on storm-related claims that resulted due to Hurricane Sandy. This is because the National Hurricane Center declared Sandy to be a “post tropical storm” shortly before it made landfall in their states. This means that if … Continue reading →

Insurance Blog Week in Review – June 24 – 30, 2012

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Once a week, the Insurance Blog Week in Review brings you a fast way to “ketchup” on all the blogs that were posted here in the past seven days. There can be anywhere between twelve and fourteen blogs that appear. What did you miss? A Brief Comparison of Health Care Plans Obama’s plan includes coverage for adults and children who have a pre-existing condition. Romney’s plan includes coverage for people who have a pre-existing condition – but only if they have had continuous health insurance coverage. The Insurance Podcast Roundup went up on June 25, 2012. This week, I’d like … Continue reading →

Flood Insurance Bill Delayed by Unrelated Amendment

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The current flood insurance program will expire at the end of July of 2012. The Senate has been working on a bill that would reauthorize the program. Unfortunately, Senator Rand Paul decided to add an amendment about abortion to the flood insurance bill. This is causing a delay, right before a national holiday. A typical homeowners insurance policy excludes coverage for damages due to flooding. If your home is located in a flood zone, then you may be required to purchase flood insurance. Many families get it from the National Flood Insurance Program, (or NFIP). The current insurance program from … Continue reading →

Insurance Podcast Roundup – Week of April 23, 2012

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Every week, the Insurance Podcast Roundup brings you brand new episodes of podcasts that discuss a variety of topics relating to insurance. This is a great way to keep up with the news, and with the changes that could affect the insurance policies that cover you and your family. PBS NewsHour has an episode that was released on April 20, 2012. This episode is called “VA Adds 1,600 Workers to Fix Backlog, but ‘Always More We Can Do’”. Host Jeffrey Brown speaks with Sonja Batten, a senior mental health official at the VA. They discuss the reasons behind the problems … Continue reading →

Insurance Blog Week In Review – April 8 – 14, 2012

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What did you miss this week? The Insurance Blog Week in Review is an excellent way to “ketchup” on everything that hit the blog in the past seven days. There can be anywhere between twelve and fourteen different blogs that appear, and it is easy to accidentally miss something that you wanted to read. Green Tree Offer Homeowners and Flood Insurance All in One Most homeowners insurance policies do not cover flooding. For that, you need to purchase a separate flood insurance policy. Green Tree Insurance offers a combined homeowners and flood insurance policy. The Insurance Podcast Roundup went up … Continue reading →

Green Tree Offers Homeowners and Flood Insurance All in One

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Typically, a homeowners insurance policy will not cover damages caused by flooding. If you want coverage for that type of situation, you have to buy a separate flood insurance policy. Green Tree Insurance has combined the two policies into one. This is great for homeowners! Green Tree Insurance sent a very interesting email to my husband today. We have a mortgage with this company, and it isn’t unusual for people to get email from places that they have a loan with. This email had some unexpected news that I thought was important enough to share. When you buy a house, … Continue reading →

Mentally Ill Patients Without Insurance Flood ERs

Emergency rooms across the nation are facing a high amount of patients who are coming there in order to have their mental health needs taken care of. This is difficult, if not impossible, for ER doctors to provide within the ER itself. The main problem is that people lack health insurance, and see the ER as the only place to get the care that they need. One of the biggest problems faced by Americans comes from their inability to afford health insurance coverage. Unfortunately, in this country, those who lack health insurance become completely unable to pay for the health … Continue reading →

Check Over Your Insurance This Holiday Season

You are probably really busy right now. December is filled with family get-togethers, shopping for presents, wrapping those gifts, and many celebrations. Now is also a good time to dig out your insurance policies, and check them over. They might not cover what you think they do! Christmas trees and decorations pose potential dangers that you wouldn’t face at other times of the year. Trees that are placed too close to a heat source can ignite. Christmas trees that are covered in strands of lights that are frayed, or that are all plugged into an overloaded outlet, can also go … Continue reading →

Insurance Podcast Roundup – Week of September 6, 2011

Insurance is one of those topics that most people would describe as boring. All of that can change in the blink of an eye, however, when something bad happens that requires you to have to file an insurance claim. The Insurance Podcast Roundup has some interesting new episodes of podcasts that talk about insurance. NPR has an episode of Morning Edition that was released on August 31, 2011. It talks about the Walter Reed Army Medical Center. This is where many military veterans went for health care. NPR also has an episode of All Things Considered that was released on … Continue reading →