First Aid: Broken Bone

I’ve got lots of weird and funny broken bone stories — usually fingers and toes. I broke a toe in gym class playing soccer when I missed the ball and kicked a classmate instead. I broke a finger when a friend threw a brick at me. Nearly seven million Americans see an orthopedic specialist for a broken bone each year. I saw one for one of my broken fingers… but used the plain old emergency room or family doctor for the others. The average citizen can expect to suffer two broken bones over a lifetime. I guess that makes me … Continue reading

Spring Is In The Air, and so is a lot of other Junk!

It’s time to haul out the lawnmower, clippers and get dirt under our fingernails. So many pretty flowers are showing themselves, and everything is about to burst with bloom. There is a lot of work to be done, and the days are getting longer and longer just to remind us of the nearing summertime… Homeowners and renters (if they really appreciate their landlords) need to start thinking of all the maintenance and hazard issues for their home as well as their liability risks. If you still have your holiday lights hanging from the eve’s of your house, then you need … Continue reading

Insurance Blog Week In Review November 29, 2006

Most people just freeze up when the word insurance comes up in a conversation. Sometimes I feel like I know what it’s like to be a celebrity or doctor at the party. People will ask every little insurance question, or tell about a claim they have had, or the worse, talk about how an insurance company ripped them off. Understanding the actual role insurance should play in the lives of my family makes those situations in my life humors. I can usually figure out exactly why someone is upset or happy about their insurance experience within a few words of … Continue reading

How To Have a Claim Free Holiday Season

I just love the holiday season, I love cooking, baking, making gifts, entertaining and everything about being stressed-out with the joy of giving my family and friends the best I have to share. It’s the time of the year I enjoy giving others something they wouldn’t ordinarily give to themselves. We always have a huge party and invite everyone, It’s my turn to show off and give them the taste of my cooking. We all (hopefully) invest in a Homeowner or Renters insurance policy for a reason. The fact is that every year the holidays bring multiple opportunities for families … Continue reading