Farmers Insurance No Longer Covers Certain Dog Breeds

Let me start off by saying that this appears to be specific to California (as far as I can tell). Farmers Insurance has decided to stop providing liability coverage in a homeowners policy for dog owners of Pit Bulls, Rottweilers, or Wolf hybrids. A homeowners insurance policy will cover many things. It can help you with the cost of replacing items that have been stolen from your home. It covers the cost of repairing your home due to damage from a storm, a fire, or even a vehicle that has driven into your house. This coverage includes damages to your … Continue reading

Insurance Blog Week in Review – May 13 – 19, 2012

Once a week, the Insurance Blog Week in Review gives you a brief description of all of the blogs that were posted in the past seven days. There could be anywhere between twelve and fourteen blogs that appear here weekly. Did you miss something? Now is your chance to “ketchup”. Governor Christie Vetoes Insurance Exchange New Jersey Governor Chris Christie has vetoed a bill that would have set up an online marketplace for health insurance. He feels that it is too early to set up his state’s insurance exchange, and is waiting to see what the Supreme Court decides about … Continue reading

Dog Bite Claims Cost Insurers Millions

What happens when a dog bites a person? First, the person goes to see a doctor or heads for the emergency room. Next, the person files a claim against the dog owner’s homeowners insurance policy. Dog bite claims are costing insurance companies hundreds of millions of dollars every year. The Centers for Disease Control and Prevention note that around 800,000 Americans seek medical attention for dog bites each year. About half of them are children. Every year, around 16 people die from dog bites. It can be a very serious situation. A person who has been bitten by a dog … Continue reading