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How to Turn Your Resolution to Save Money into a Reality

Make sure that you can turn your resolution to save money into a reality when you put the following steps into place. It isn’t enough just to resolve to be frugal or cut back. You have to make a commitment and then know where to begin and how to keep it going. It takes just 21 days, by conventional wisdom, to turn a resolution into a habit. That means with just a little effort each day for the next three weeks, you can start down a path of a lifetime of saving with the end result being financial solvency. The … Continue reading →

Major Stereotype Faux Pas by Sorority

I was a college student once and I will admit that we did some dumb things.  But, what could the members of the Penn State sorority Chi Omega have been thinking when they posed for a photos dressed as Mexicans?  And by dressed as, I mean they were wearing sombreros, fake moustaches (those that didn’t have fake moustaches posed with finger moustaches), panchos and perhaps most offensively, in one photo, two women were holding up signs that read “Will mow lawn for weed + beer” and “I don’t cut grass I smoke it.”  The photos were taken at the Chi … Continue reading →

5 Steps to Getting Your Car Paid Off Early

Paying off your car loan early will save you hundreds of dollars in interest charges, eliminate a monthly expense, and increase your credit score as your rate of debt to income goes down. Plus, you’ll get a real sense of accomplishment knowing that your car is completely yours, free and clear. 1. First do your homework Review your loan paperwork before you start. Most car loans are simple interest loans. That is, the interest accrues during the life of the loan, so paying it off early will save you a lot of money. In a precomputed interest loan, on the … Continue reading →

My Insurer Mentioned a Weight Loss App

Does your health insurance company send you helpful little newsletters? Mine does. This time, the newsletter included information about a weight loss app. Health insurance companies have an intrinsic interest in helping their customers be as healthy as possible. My health insurance company sends me newsletters from time to time. The purpose of the newsletters is so the insurer can send customers information and advice that they can use to improve their health and to stay healthy. Insurance companies have an intrinsic interest in helping their customers to have good health. People who are healthy don’t need to visit a … Continue reading →

The Green Party

I don’t know about you, but I am a bit worn out with all the presidential race news. But, one thing I haven’t heard much about, unfortunately, is the Green Party. It seems like Al Gore should be its presidential candidate, but the Green Party candidates are actually Dr. Jill Stein and her vice-presidential candidate, Cheri Honkala. The Green Party isn’t new – it’s been around since 1984. What is their platform? According to its homepage, the Green Party, or “Greens” as they call themselves, “are grassroots activists, environmentalists, advocates for social justice, nonviolent resisters and regular citizens who’ve had … Continue reading →

Medicaid in Three States, and Paul Ryan’s Harmful Plan

It is time for a Week in Review for the Insurance Blog. This is a great way to “ketchup” on whatever blogs you might have missed. This time, I have information about the Medicaid program in three states, details on Paul Ryan’s harmful plan, and more. These blogs went up between August 26, 2012, and September 1, 2012. Information About Medicaid in Iowa This week, I continued my series about the Medicaid programs in different states. Here is some information about Medicaid in Iowa. Missouri Has a Medicaid Program With Many Divisions The Medicaid program in Missouri is called MO … Continue reading →

Welfare And Drug Testing

I’ve been seeing it on Facebook for months. States are going to start drug testing welfare recipients. My initial gut reaction is that this is a good thing. Why should my tax dollars support someone who sits home, does drugs and keeps popping out babies to get a check? Then the nice side of me gives me a little slap upside the head and points out that stereotypes such as these are why there is so much hate in the world. No, I don’t want to help support someone who is a drug addict. The flip side of that is … Continue reading →

Insurance Blog Week in Review – June 3-9, 2012

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Every week, the Insurance Blog Week in Review gives you a quick and easy way to “ketchup” on all the blogs that appeared here in the past week. There can be anywhere between twelve and fourteen blogs that go up. What did you miss? What You Could Lose if the Supreme Court Overturns ACA The Supreme Court is going to reveal its ruling regarding the court case about the Affordable Care Act. Here is a quick list of some of the things you will lose if the Supreme Court overturns the ACA. The Insurance Podcast Roundup went up on June … Continue reading →

Types of Insurance You Probably Don’t Need

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There are some types of insurance that you cannot do without. Most states require drivers to purchase auto insurance. It is wise to purchase homeowners insurance and life insurance. It is difficult to pay your medical bills without health insurance. On the other hand, there are some types of insurance that you probably don’t need. You probably don’t need wedding insurance. Obviously, this type of insurance is designed for people who are currently going through the process of planning their weddings. One of the protections it provides is financial reimbursement if a vendor brings the wrong flowers or the caterer … Continue reading →

Ways That Sleep Apnea Affects Insurance

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Sleep apnea is a serious health condition that can cause a person to snore, loudly, every night. It is easy to see how sleep apnea can affect a person’s spouse. The condition can also affect a person’s health insurance, life insurance, and auto insurance premiums. Sleep apnea is a type of breathing disorder that doctors have become more aware of in the past few years. The disorder causes a person to repeatedly stop breathing while he or she is sleeping. This can cause the brain, and the rest of the body, to be unable to get enough oxygen. The most … Continue reading →