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Those Without Health Insurance Aren’t Choosing To Go Without

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The Commonwealth Fund released an interesting study earlier this week. It looked at the reasons behind why so many people do not currently have health insurance. The results show that the reason is not because the majority of people are simply choosing to go without health insurance. Instead, their lack of health insurance is due to a multitude of complications. If you are one of the lucky few, you are able to get your health insurance through your employer. If you are unemployed, or if you don’t qualify for the health insurance plan that your employer offers some employees, then … Continue reading →

Pregnant without Health Insurance

Women find themselves pregnant and without health insurance to cover prenatal care or birth for a variety of reasons. For some, the cost of health insurance is not within the family’s budget or the employer does not offer health benefits to employees. In the current recession, many people are losing their jobs. With these jobs, employer based health care benefits are often lost. Displaced workers have the option of COBRA to continue health benefits. However, the premium to continue the benefits is extremely expensive. Since the family has lost the income, they are often not able to afford these payments. … Continue reading →

Insurance Terms: C

A | B | C | D | E | F | G | H | I | J-K | L | M | N | O | P | Q-R | S | T | U-V | W-Z Cancellation is when you or your insurance company decided to end all insurance coverage prior to the policy expiration date. Captive Agent is a licensed insurance agent who represents only one insurance company and is limited by contract agreement from submitting new business to any other insurance company, unless or until the agent’s captive company rejects the business. Casualty Insurance is … Continue reading →