Search Results for: blog changes to my new health insurance coverage

My Broker’s Advice About My Discontinued Policy

In August of 2012, my health insurance company, Anthem, sent me a letter telling me that my policy had been discontinued. Naturally, I panicked. I need health insurance, and this was the only plan I could afford. Later, they sent a letter telling me they were raising the premium cost. What to do? Here’s what my insurance broker advised. After several unsuccessful attempts to find affordable health insurance, I went to see an insurance broker. This brilliant woman found me a plan that was comprehensive and that had a premium that was low enough for me to afford. If I … Continue reading →

Nebraska Bill Would Require Governor to Use Exchange

The Governor of Nebraska, Dave Heineman, decided that Nebraska would opt for a federally run health insurance exchange. Senator Jeremy Nordquist has introduced a bill that would require the governor, and other lawmakers, to use that exchange to acquire health insurance coverage. Part of the Patient Protection and Affordable Care Act, (which is also known as the Affordable Care Act or Obamacare), requires every state to have a health insurance exchange. The purpose of the exchanges is to enable individuals and small businesses to easily find affordable health insurance. There were three different options that a state could choose for … Continue reading →

New Jersey has Three Programs for Pregnant Women

Each state has its own Medicaid program. Every Medicaid program includes some coverage for women who are pregnant. The exact coverage can vary from one state to another. New Jersey has three Medicaid programs that cover women who are pregnant. Medicaid is a public, or government run, form of health insurance. It is designed to provide health insurance coverage for individuals and families who are low income and who cannot afford to buy a health plan from a private insurance company. Medicaid is funded, in part, by the federal government. It is also funded by the government of an individual … Continue reading →

When Should You Review Your Insurance Policies?

The insurance policy that you bought, several years ago, might not be adequate today. If your life has changed, then so have your insurance needs. State Farm has some advice about five critical times to review your insurance. Reviewing your insurance policies may sound boring and tedious. This is probably why many people avoid it. Keep in mind that if your life has changed then your current insurance policies might be inadequate. In some cases, reviewing your policies can reveal that you are paying for more coverage than you need. You might find a way to save some money. State … Continue reading →

Kentucky Bill Would Allow Fake Insurance Plans to Continue

Medi-Share is a faith based alternative to health insurance. It is not following the insurance regulations set in place in Kentucky. A bill might allow fake insurance plans like Medi-Share to continue in Kentucky. Other states have banned faith-based plans that do not offer consumers the protections that insurance companies are required to. Medi-Share is a faith based alternative to health insurance. It is not following the insurance regulations set in place by the Supreme Court. A bill might allow fake insurance plans like Medi-Share to continue in Kentucky. Other states have banned faith-based plans that do not offer consumers … Continue reading →

California’s AIM Program Covers Maternity

Posted on by

Insurance coverage can be difficult when there is a baby on the way. The medical bills involved with having a birth in a hospital tend to be extremely expensive. If you live in California, and do not have health insurance coverage, the AIM program might help you. Many families see a pregnancy as a blessing. Soon, there will be a new addition to the family. The happiness of having a baby on the way is a very positive thing. What isn’t so positive, though, is the stress involved of trying to come up with the money to pay for the … Continue reading →

Swiss Required to Buy Health Insurance Since 1996

Posted on by

The individual mandate is, by far, the most complained about portion of the Affordable Care Act. As I write this blog, we are waiting to hear the Supreme Court’s ruling about it. Conversely, the Swiss government has required people to purchase health insurance since 1996. You probably haven’t heard about that, though, because the Swiss didn’t get outraged about it. In 1996, the Swiss government created federal laws that were designed to control the costs of health insurance and to ensure equitable coverage for everyone. One of the requirements that went into affect made all Swiss residents purchase health insurance … Continue reading →

California Replicates Health Care Reform Laws

Posted on by

Sometime soon, we will hear what the Supreme Court decides in regards to the Affordable Care Act. Will it be repealed? Will it be upheld? As the nation holds it collective breath, wondering how this decision will affect their health insurance policies, California has been working on replicating the Affordable Care Act in its state laws. I moved from Illinois to California in 2005. For the most part, I’ve been really happy with how things have worked out. I don’t have to worry about waking up early to thaw out my car, and knock all the snow off of it, … Continue reading →

More Good News From My Health Insurance Company

Posted on by

Today, I unexpectedly got a letter from my health insurance company. It wasn’t a bill, and it wasn’t a letter telling me that they were going to increase my premiums, or drop my coverage. Instead, it was filled with good news about things that will soon be covered by my health insurance policy. I’ve only had my health insurance plan for a couple of months. I haven’t actually had a reason to use it, yet. Fortunately, I haven’t gotten into any serious accidents, and have been relatively healthy. The only problems I’ve been having are allergy related and I find … Continue reading →

Health Insurance Benefits Will Improve for Exchanges

Posted on by

Every state is expected to have a health insurance exchange up and running by 2014. Insurance companies who would like to have their plans offered through the exchanges are going to have to make improvements to the benefits in those plans. This will result in more coverage for consumers. It might also raise the cost of premiums. Part of the Affordable Care Act include requirements that must be met in order for insurance companies to participate in the state health insurance exchanges. Many insurance companies are going to have to make improvements to the benefits that they currently offer in … Continue reading →