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Recent Insurance Blog | Homeowner's & Renter's Posts

Property Mortgage Insurance (PMI) For Loans Opened Before July 1999.

by Anna Glendenning

21 Sep 2006 11:50 AM

My first suggestion to homeowners who currently have a loan opened before July 1999 is to consider refinancing. The chances are great that you may be able to obtain a new loan at a much lower interest rate even now as these rates are starting to climb.

The Homeowner's Protection Act (HPA) of 1998

by Anna Glendenning

20 Sep 2006 10:33 AM

The Homeowner's Protection Act (HPA) generally applies to residential conventional mortgage transactions taking place after July 29, 1999. There is however requirements for loans obtained before that date which will be outlined in my next Blog.

What is PMI--Private Mortgage Insurance?

by Anna Glendenning

19 Sep 2006 10:06 AM

The majority of us need some kind of financing in order to purchase a home. Many homeowners also elect to make monthly payments into an escrow account in order cover property taxes and insurance.

Insurance Appraisals

by Anna Glendenning

18 Jul 2006 12:14 AM

Overstated, over valued and false appraisals contribute to billions of dollars every year in fraudulent personal property claims. Insurance claims fraud is a real problem for both consumers and insurance companies.

Flood Disaster

by Anna Glendenning

11 Jul 2006 06:18 AM

It was February 11, 1978 and I was a Freshman in high school. My father and all the other father's in the area had spent 72 hours sand-bagging the homes and property at greatest risk. Everyone drained their backyard swimming pools.

What is Title Insurance?

by Gillian Markson

16 Jun 2006 06:46 AM

When purchasing a home, title insurance is extremely important. Even so, we still see a large number of homeowners that have no idea what it is or the protection it offers. First, there are two types of title insurance, which includes the lenders title insurance, also known as the Loan Policy.

Reviewing Your Home Insurance Policy

by Gillian Markson

15 Jun 2006 03:44 PM

Reviewing your home insurance policy from time to time will make sure that the policy is up to date and current if and when it is ever needed. If it has been a few years since you reviewed your policy, take a look at it and see if it still covers everything that it should.

Saving Money on Home Insurance

by Gillian Markson

15 Jun 2006 05:45 AM

Saving money on home insurance is a natural desire for any home owner. Any money saved can be spent on other necessities of life, or things for the home. But don't skimp too much and get inferior coverage. Homeowner'' insurance protects you from loss from such disasters as fire and vandalism.

Mortgage Insurance

by Gillian Markson

14 Jun 2006 07:43 PM

Mortgage insurance is a part of buying a home but it can all be a little confusing, which is why we have provided some easy to follow information for you.

Choosing a Home Insurance Provider

by Gillian Markson

13 Jun 2006 07:39 PM

Choosing a home insurance provider is a job all new home owners must do, and is quite serious because you are in effect married to that provider. You will depend on him and his company when disaster strike, so it is important to make sure that you choose a home insurance provider you trust.



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