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Recent Insurance Blog | Underwriting/Credit Score Posts

How To Review Your Insurance Credit Score & Other Public Records

by Anna Glendenning

13 Mar 2006 07:03 AM

ChoicePoint is one of the primary sources insurance companies and agents use to determine an applicant or insured's insurance credit score.

Your Credit Score and How It Relates to Insurance (Part 6)

by Anna Glendenning

12 Mar 2006 02:58 PM

Since insurance companies started using credit scores as part of the underwriting and rating for auto and homeowner insurance many consumer groups have said they believe use of credit history may have a greater impact on minorities and low income people.

Your Credit Score and How It Relates to Insurance (Part 5)

by Anna Glendenning

11 Mar 2006 03:53 PM

There is nothing in this world that is perfect and mistakes happen all the time. And, in the area of consumer credit reporting mistakes and errors are a common problem. Most people have heard it more then once, check your credit report and correct any errors.

Your Credit Score and How It Relates To Insurance (4)

by Anna Glendenning

10 Mar 2006 08:55 PM

When shopping for Auto or Home Insurance you will want to know if an Insurance company will be using a credit score to determine if they will offer you insurance or offer you insurance at a higher premium based on your credit score.

Your Credit Score and How It Relates To Insurance (3)

by Anna Glendenning

10 Mar 2006 02:55 PM

When insurance companies use credit information to determine a customers "insurance credit score," the score is calculated using information about a persons credit history. Many insurance companies will penalize recent history more than old credit history.

Your Credit Score and How It Relates To Insurance (2)

by Anna Glendenning

10 Mar 2006 09:55 AM

Insurance companies may look at credit history and other public information without the permission of an applicant or insured. Most insurance agents don't even know what a clients credit score is.

Your Credit Score and How It Relates To Insurance (1)

by Anna Glendenning

09 Mar 2006 03:16 PM

It's a relatively new thing for insurance companies to look at consumer credit information.



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