What color is your car? Many people think that the answer to this question matters to their auto insurance companies. It is a commonly held belief that people who drive cars that are white, or beige, or a neutral color, pay less on their car insurance premiums than people who drive red cars. This is simply not true. There are many people who say that you shouldn’t purchase a car that is red because it will cause your auto insurance company to raise the rate of your premiums. This is, quite possibly, the biggest myth about car insurance. It goes … Continue reading →

The Maine Supreme Judicial Court ruled that a commercial auto insurance company does not have to cover the damages or liability that resulted from the policyholder’s road rage. In short, assault and battery are not considered to be part of a person’s job responsibilities. Michael Bryant is the co-owner of a company called Prime Cut Meat Market. He was driving a truck that had Prime Cut decals on it. However, the truck was owned and registered to Bryant individually. My best guess is that this truck was being used as a company vehicle. This can make insurance coverage a bit … Continue reading →

How much do you really know about car insurance? This is one of those subjects that can end up costing you a lot of money if you cannot discern the truth from the myths. Do you think you can pick out the facts from the fiction about car insurance? Earlier this year, I wrote a blog that emphasized some of the misinformation about car insurance that tends to travel around the internet. Some of these pieces of incorrect information have been repeated so often that they are starting to almost sound like facts. How much do you know about auto … Continue reading →