You Won’t Lose Your Health Insurance

Certain politicians are saying that the Affordable Care Act is going to cause you to lose your health insurance. What a frightening thought! Fortunately, it simply isn’t true. In this blog, I will explain why the Affordable Care Act is not going to make you lose your current health insurance coverage. The difference between having health insurance coverage and being uninsured is huge! Those who have health insurance can afford to get preventative care, can see a doctor when they get sick, and can expect their health insurance company to help them pay for at least part of a hospital … Continue reading

Insurance Blog Week in Review – Week of February 5-11, 2012

The Insurance Blog Week in Review gives you an easy way to “ketchup” on all the blogs that were posted this week. In a given week, there can be anywhere from twelve to fourteen different articles that appear on the Insurance Blog. Lately, news about insurance is intertwined with politics. This definitely makes things interesting! The Insurance Podcast Roundup for the week went up on February 6, 2012. Federal Government Says No to California’s Medi-Cal Co-Pays Governor Jerry Brown made a plan that required the low-income people who use Medi-Cal to pay a co-pay before they could be seen by … Continue reading

Beware of Junk Health Insurance!

Consumer Reports has an article that appears in the March 2012 print edition of their magazine. The article describes, in great detail, the inadequacies of the coverage provided by mini-med health insurance plans. It also gives consumers tips about how to identify, and avoid, junk health insurance. A mini-med health insurance plan is a great example of what the health reform laws are trying to protect Americans from. This type of health insurance is typically offered to employees who work for large corporations (such as McDonalds). This insurance will cover up to $2,000 of expenses in a given year, for … Continue reading