I recently got approved for a health insurance policy that I can afford. It has been a long, tiring, frustrating, quest to find coverage after I lost my job that came with employer sponsored health insurance. Here is a quick summary of my journey from uninsured to insured. This all started in 2009. I was working as a paraeducator in a special needs classroom. After working for the school for the required amount of time, I became eligible for their employer sponsored health insurance. I think it was Anthem Blue Cross. It covered both me and my husband. My husband … Continue reading →

Yesterday, I spent time filling out an online application for health insurance. I have good reason to believe that I am going to be denied. At this time, I am waiting on an official decision from the insurance company. Now seemed like a good time to find out what the policy covers, just in case I do get approved (and can afford it). Technically speaking, I have now applied for the exact same insurance policy twice. The first time was by phone. The insurance representative that I spoke with told me that my application was denied because my allergies counted … Continue reading →

I applied for health insurance by phone, and was denied due to a pre-existing condition. In order to get proof of the reason why I was denied, I had to apply for the same policy through the insurer’s website. Perhaps that proof will help me to qualify for the Pre-Existing Condition Insurance Plan. The process of applying for health insurance can be tedious and confusing. Earlier today, I spoke with a representative from Celtic Insurance. I wanted to know what the premium for a specific health insurance plan would be. The representative said that she would not know the answer … Continue reading →