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Government Resources for Finding Health Insurance

Are you looking into potential options for health insurance coverage? Maybe you have a health plan, but are interested in finding a better one. One way to start your search is with a few government websites. They have reliable information about many kinds of health insurance. HealthCare.gov has an Insurance Finder tool. tool. It will help you find public, private, and community programs that meet your needs. You can get started in two quick steps. First, use the drop down box to select the state that you live in. Second, select the category that best describes you. Choose from: Family/Children, … Continue reading →

Information About Medicaid in Iowa

Each and every state has a Medicaid program. In Iowa, Medicaid is connected to the Iowa Medicaid Enterprise (IME). It is easy to discover the eligibility requirements of the Iowa Medicaid program from the website of the Iowa Department of Human Services. Medicaid is a public, or government run, form of health insurance. It is designed to help individuals and families who are low-income to find affordable health insurance coverage. Medicaid is funded, in part, by the federal government. It is also partially funded by the government of a particular state. In Iowa, the Medicaid program is administered by the … Continue reading →

Nevada’s Medicaid Program is Complex

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Each and every state has a Medicaid program. The state of Nevada doesn’t make it very easy for people to figure out if they are eligible for it. Here is what I have learned about the eligibility requirements for Medicaid in Nevada. Hopefully, this will help Nevada residents understand if they can get Medicaid. Right now, all across the United States, there are people who are completely uninsured. Some of this group are eligible for Medicaid. Many are unaware that they can receive Medicaid coverage. I believe that part of the reason that people are uninformed is because some states … Continue reading →

Helpful Health Information From My Health Insurer

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Today, in the mail, I got something unexpected from my health insurance company. It wasn’t a bill, and it wasn’t a scary letter about cancellation. Instead, it was a helpful little pamphlet with advice about dealing with asthma. Part of the Affordable Care Act includes something called the medical loss ratio. It requires health insurance companies to spend at least 80% of the money that they get from customer’s health insurance premiums on things that actually can improve a person’s health. The insurer cannot include things like salaries, advertising costs, or other administrative costs in that 80%. One of the … Continue reading →

Man Loses Weight -Gets Free Health Insurance

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It almost sounds too good to be true, but that is exactly what happened for an employee of Adventist Midwest Health. The company held a “Biggest Loser” type contest, in order to encourage their employees to lose weight and make healthier lifestyle choices. The prize was one year of free health insurance. Companies that offer employer sponsored health insurance to at least some of their employees could be taking a financial risk. If the employees that they cover develop serious health conditions, it will cost a lot of money to cover those medical bills. Since the company is paying for … Continue reading →

Seven States Get Grants For Online Insurance Exchanges

Even though some portions of the Affordable Care Act, or “Obamacare” have been declared unconstitutional by judges, this doesn’t mean that individual States cannot start working on putting together online systems that would allow people to compare rates from different health care insurance companies. In short, this is similar to what the health insurance “exchanges” were supposed to look like. Seven states have received grant money to allow them to begin working on these internet based sources of information. Most Americans who have health insurance are able to afford it because it comes to them as a benefit offered by … Continue reading →

Help With High Deductible Health Insurance

Health insurance can help pay for the cost of your medical care. However, if you have high deductible health insurance, you have to pay for a lot of your medical bills out of your own pocket, before your insurance company will start helping you. People with this kind of health insurance need to be very aware about what the price of a specific medical procedure will be, to be certain it is something they can afford. Now, there are websites that can help you find where to go to get the best price. High deductible health insurance is a consumer … Continue reading →

Need Help Finding Health Insurance?

Are you among the many Americans who does not have any kind of health insurance at all? Did you lose your health insurance because you lost your job, because you cannot afford it, or because your insurance company went out of business? If you need some help finding health insurance, there is a government website that can help you do that. Really! Healthcare.gov is the website that has been created by the federal government to be a source of information regarding the new changes in health care reform. You can find a timeline that tells you what changes have already … Continue reading →

Understanding Insurance

Insurance can be confusing. There are many different kinds to consider. There are a bunch of factors to take into consideration before you choose an insurance company, or sign an insurance policy. What may seem like a small detail can result in big changes about how much your monthly premiums will be. It can be hard to understand. Fortunately, there is information out there that can help you make sense of it all. There is a blog called Get Rich Slowly which provides great information about financial matters. There is an excellent post that describes, in a way that is … Continue reading →

Five Important Insurance Tips For Your Recreational Vehicle

Owning a Recreational Vehicle (RV) offers families the freedom to explore the beauty of America while enjoying a few comforts of home. Whether you’re a retired couple traveling or taking the great family vacation America’s roadways, even the best plans can go astray. Traveling in a Motor home or RV can leave vacationers subject to problems and when that happens most policyholders are happy when they investigated their insurance options first. Many Personal Auto Insurance policies will allow an insured to add their motor home or RV to the personal auto policy and some estimates indicate that as many as … Continue reading →