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Employer Sponsored Health Insurance is a Problem

Right now, the majority of Americans that have health insurance coverage are able to afford it because their employer offers it to them as a job benefit. While this situation has some advantages, it also comes with many problems. For decades, the easiest way for Americans to find affordable health insurance coverage was to look for a company or business that offered an employer sponsored health insurance plan to its workers. Those that got hired, full time, by one of these companies were all set. The worker was assured that the company would continue to offer good health insurance coverage, … Continue reading →

Alternatives to Health Insurance for Birth Control

Health insurance is supposed to start covering the cost of birth control in August of 2012. What if you need family planning right now, and your plan won’t cover it? What if you have no health insurance, and want to have the protection of birth control? Planned Parenthood might be an option for you to look into. Planned Parenthood has been around for more than 90 years. It is a health care provider, and it offers education to people who have questions about birth control, women’s health, and reproductive health care. They have around 800 health centers that are operating … Continue reading →

Alternatives to Private Health Insurance

My husband and I canceled our health insurance policy. To make a long story short, it was more expensive, (and provided less coverage), than we expected. What are we going to do now, without insurance from a private company? There are plenty of options. There are some alternatives to getting a policy from a private insurance company. Not everyone will qualify for public health insurance, but my husband does. He is legally blind, which means that he is disabled. This means that he is eligible for Medicare Part A. This is something that he has been getting for many years … Continue reading →

When Should You Choose Your Birth Control?

If you’ve decided to wait to become sexually active until you’re married, and your wedding date is approaching, you may have questions about birth control. Many couples choose to wait a little while before starting their families. Perhaps they want to finish school, or get settled in their new homes—maybe they want time to get to know each other as husband and wife before they become mother and father. It may be that you aren’t sure if parenthood is right for you. Whatever your reasoning, you have questions, and they need to be answered. But when? The sooner the better. … Continue reading →

What is Family PACT?

Family PACT is not, technically, the same thing as health insurance. However, it is a good option for low income people who are interested in obtaining health care that is related to family planning. It is a program that exists only in California. Other states may have a similar program, with a different name. People who are able to afford to purchase private health insurance can receive everything that has officially been categorized as “preventative care” for free. This health reform law went into affect on March 23, 2010. All health insurance policies that were purchased on or after September … Continue reading →